---
title: "BKU: Record NIDDA and core deposit growth drove higher margins and improved profitability"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293495133.md"
description: "Record NIDDA to total deposits ratio of 34.4% and nearly $10B in NIDDA drove strong deposit and margin growth, while net income reached $71M and ROE improved to 9.3%. Loan growth guidance was trimmed due to competition, but pipelines and fee income remain robust.Based on DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-22T15:38:13.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293495133.md)
  - [en](https://longbridge.com/en/news/293495133.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293495133.md)
---

# BKU: Record NIDDA and core deposit growth drove higher margins and improved profitability

Record NIDDA to total deposits ratio of 34.4% and nearly $10B in NIDDA drove strong deposit and margin growth, while net income reached $71M and ROE improved to 9.3%. Loan growth guidance was trimmed due to competition, but pipelines and fee income remain robust.

Based on

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

### Related Stocks

- [BKU.US](https://longbridge.com/en/quote/BKU.US.md)

## Related News & Research

- [Canal Ventures CEO Matsuoka spotlights SQUEEZE’s AI-led push to lift hotel productivity at BIPROGY Forum 2026](https://longbridge.com/en/news/296041975.md)
- [Weekly Recap: NetApp tie-up for AI storage and Parag Parikh boosts HCLTECH stake](https://longbridge.com/en/news/296040917.md)
- [AI’s Cybersecurity Risks Could Create a New Growth Opportunity for Security Stocks](https://longbridge.com/en/news/296060600.md)
- [3 AI Stocks Backed By Real Spending Investors May Want To Watch](https://longbridge.com/en/news/296052955.md)
- [Anthropic IPO valuation hinges on $190-200 billion 2028 revenue forecast, sources say](https://longbridge.com/en/news/296067792.md)