---
title: "Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; EPS falls to $0.19"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293517702.md"
description: "Peoples Financial reported a 27.78% drop in Q2 FY26 net income to $897,000, with EPS falling to $0.19. Net interest income declined 10.11% to $4.92 million due to lower securities and federal funds income. Return on average assets eased to 0.63%, while the efficiency ratio widened to 80%. Total assets reached $771.03 million, and deposits stood at $609.78 million."
datetime: "2026-07-22T20:30:04.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293517702.md)
  - [en](https://longbridge.com/en/news/293517702.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293517702.md)
generator: "portal-rs"
---

# Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; EPS falls to $0.19

-   Peoples Financial posted Q2 2026 net income of $897,000, down 27.78% from a year earlier; EPS fell to $0.19. \* Net interest income slid 10.11% to $4.92 million on lower interest income from securities and overnight federal funds. \* Return on average assets eased 0.01 percentage point to 0.63%, while the efficiency ratio widened 2 percentage points to 80%. \* Total assets rose to $771.03 million, while deposits stood at $609.78 million; management said it is closely monitoring economic conditions and potential rate changes. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Peoples Financial Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607221615PRIMZONEFULLFEED9765626) on July 22, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**