--- title: "Glacier Bancorp | 8-K: FY2026 Q2 Revenue: USD 317.53 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/293665058.md" datetime: "2026-07-23T20:40:31.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/293665058.md) - [en](https://longbridge.com/en/news/293665058.md) - [zh-HK](https://longbridge.com/zh-HK/news/293665058.md) generator: "portal-rs" --- # Glacier Bancorp | 8-K: FY2026 Q2 Revenue: USD 317.53 M Revenue: As of FY2026 Q2, the actual value is USD 317.53 M. EPS: As of FY2026 Q2, the actual value is USD 0.75, meeting the estimate of USD 0.75. EBIT: As of FY2026 Q2, the actual value is USD 124.47 M. #### Net Income Glacier Bancorp, Inc. reported net income of $97.9 million for the second quarter of 2026, an increase of $15.8 million, or 19%, from the prior quarter, and an increase of $45.1 million, or 85%, from the prior year second quarter. For the first half of 2026, net income was $180 million, an increase of $72.7 million, or 68%, from the prior year first half. #### Net Interest Income Net interest income for the second quarter of 2026 was $276 million, an increase of $7.8 million, or 3%, from the prior quarter, and an increase of $68.8 million, or 33%, from the prior year second quarter. For the first half of 2026, net interest income was $545 million, an increase of $148 million, or 37%, from the prior year first half. #### Non-Interest Income Total non-interest income for the second quarter of 2026 was $41.1 million, an increase of $3.0 million, or 8%, over the prior quarter, and an increase of $8.2 million, or 25%, over the prior year second quarter. For the first half of 2026, non-interest income was $79.2 million, an increase of $13.6 million, or 21%, over the first half of the prior year. #### Total Non-Interest Expense Total non-interest expense for the second quarter of 2026 was $187 million, a decrease of $13.8 million, or 7%, over the prior quarter, but an increase of $31.6 million, or 20%, over the prior year second quarter. For the first half of 2026, total non-interest expense was $387 million, an increase of $80.8 million, or 26%, over the first half of the prior year. #### Income Before Income Taxes (Operating Profit Proxy) Income Before Income Taxes for the second quarter of 2026 was $124,474 thousand, compared to $100,166 thousand in the prior quarter and $65,174 thousand in the prior year second quarter. For the first half of 2026, Income Before Income Taxes was $224,640 thousand, compared to $128,663 thousand in the first half of 2025. #### Net Interest Margin The net interest margin (tax-equivalent) for the second quarter of 2026 was 3.90%, an increase of 10 basis points from the prior quarter (3.80%) and an increase of 69 basis points from the prior year second quarter (3.21%). For the first half of 2026, the net interest margin (tax-equivalent) was 3.85%, a 73 basis points increase from the prior year first half (3.12%). #### Efficiency Ratio The efficiency ratio was 56.65% in the second quarter of 2026, decreasing from 63.05% in the prior quarter and 62.08% in the prior year second quarter. The operating efficiency ratio (non-GAAP) was 56.21% for the second quarter of 2026, down from 59.25% in the prior quarter and 61.19% in the prior year second quarter. For the first half of 2026, the efficiency ratio was 59.79%, down from 63.72% in the prior year period. The operating efficiency ratio (non-GAAP) for the first half of 2026 was 57.70%, compared to 63.49% for the prior year period. #### Loan Portfolio The loan portfolio totaled $21.364 billion at June 30, 2026, an increase of $330 million, or 6% annualized, from the prior quarter. The loan portfolio increased $2.831 billion, or 15%, from the prior year second quarter. Excluding the Guaranty acquisition, the loan portfolio organically increased $728 million, or 4%, from the prior year second quarter. #### Deposits Total average deposits for the second quarter of 2026 were $24.539 billion, an increase of $113 million, or 2% annualized, from the prior quarter. Total deposits at June 30, 2026 were $24.654 billion, a decrease of $87.8 million from the prior quarter, but an increase of $3.026 billion, or 14%, from the prior year second quarter. Non-interest bearing deposits were $7.423 billion at June 30, 2026, a decrease of $3.8 million from the prior quarter, but an increase of $830 million, or 13%, from the prior year second quarter. #### Credit Quality Early stage delinquencies (accruing loans 30-89 days past due) were $65.5 million at June 30, 2026, a decrease of $26.3 million from the prior quarter. Non-performing assets were $91.8 million at June 30, 2026, an increase of $12.4 million, or 16%, over the prior quarter, and an increase of $43.2 million, or 89%, over the prior year second quarter. The provision for credit loss expense for the second quarter of 2026 was $6.4 million. The allowance for credit losses (ACL) on loans as a percentage of total loans outstanding was 1.22% at June 30, 2026, December 31, 2025, and June 30, 2025. Net charge-offs for the second quarter were $5.9 million, compared to $3.1 million in the prior quarter and $1.6 million for the prior year second quarter. For the first half of 2026, the provision for credit loss expense was $12.4 million, a decrease of $15.7 million, or 56%, over the same period in the prior year. Net charge-offs for the first half of 2026 were $8.9 million, compared to $3.4 million in the first half of 2025. #### Stockholders’ Equity Total stockholders’ equity was $4.313 billion at June 30, 2026, an increase of $64.5 million from the prior quarter, and an increase of $780.8 million from the prior year second quarter. Tangible stockholders’ equity (non-GAAP) was $2.839 billion at June 30, 2026, an increase of $69 million, or 3%, compared to the prior quarter, and an increase of $493 million, or 21%, from the prior year second quarter. #### Dividends Glacier Bancorp, Inc. declared a quarterly dividend of $0.33 per share, marking 165 consecutive quarterly dividends and 49 dividend increases. #### Operational Metrics As of June 30, 2026, Glacier Bancorp, Inc. had 4,125 full-time equivalent employees, 282 locations, and 339 ATMs. #### Outlook / Guidance The news release contains forward-looking statements that are subject to significant business, economic, and competitive uncertainties, including changes in credit quality and regulatory policies. Glacier Bancorp, Inc. does not commit to publicly update these statements if actual results differ materially. ### Related Stocks - [GBCI.US](https://longbridge.com/en/quote/GBCI.US.md) ## Related News & Research - [BlackRock Inc. 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