--- title: "BancFirst | 8-K: FY2026 Q2 Revenue: USD 187.49 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/293665094.md" datetime: "2026-07-23T20:41:01.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/293665094.md) - [en](https://longbridge.com/en/news/293665094.md) - [zh-HK](https://longbridge.com/zh-HK/news/293665094.md) generator: "portal-rs" --- # BancFirst | 8-K: FY2026 Q2 Revenue: USD 187.49 M Revenue: As of FY2026 Q2, the actual value is USD 187.49 M. EPS: As of FY2026 Q2, the actual value is USD 1.96, beating the estimate of USD 1.7967. EBIT: As of FY2026 Q2, the actual value is USD 85.08 M. ### Net Income BancFirst Corporation reported net income of $66.7 million for the second quarter of 2026, an increase from $62.3 million in the second quarter of 2025. For the six months ended June 30, 2026, net income was $129,682 thousand, up from $118,459 thousand for the same period in 2025. ### Net Interest Income Net interest income for the three months ending June 30, 2026, increased to $133.5 million from $121.3 million in the prior-year period. For the six months ended June 30, 2026, net interest income was $261,141 thousand, compared to $237,205 thousand in 2025. ### Provision for Credit Losses BancFirst Corporation recorded a provision for credit losses on loans of $4,831 thousand for Q2 2026, significantly higher than $1,239 thousand for Q2 2025. The provision for off-balance sheet credit exposures was $48 thousand in Q2 2026, compared to $148 thousand in Q2 2025. For the six months ended June 30, 2026, the provision for credit losses on loans was $7,409 thousand, up from $2,700 thousand in 2025. The benefit from off-balance sheet credit exposures was - $387 thousand for the six months ended June 30, 2026, versus a provision of $273 thousand in 2025. ### Noninterest Income Total noninterest income for Q2 2026 was $53,949 thousand, up from $48,048 thousand in Q2 2025. Trust revenue contributed $6,078 thousand in Q2 2026 compared to $5,795 thousand in Q2 2025, and service charges on deposits were $19,090 thousand versus $17,741 thousand. Securities transactions generated $725 thousand in Q2 2026, a positive change from - $740 thousand in Q2 2025. Insurance commissions decreased to $7,481 thousand in Q2 2026 from $7,920 thousand in Q2 2025. For the six months ended June 30, 2026, total noninterest income was $105,340 thousand, an increase from $96,942 thousand in 2025. ### Noninterest Expense Total noninterest expense increased to $97,531 thousand for Q2 2026, compared to $88,199 thousand in Q2 2025. This was primarily due to growth in salaries and employee benefits, which rose to $60,306 thousand in Q2 2026 from $55,147 thousand in Q2 2025. Net expense from other real estate owned also increased to $4,567 thousand from $2,941 thousand. For the six months ended June 30, 2026, total noninterest expense was $194,320 thousand, up from $180,378 thousand in 2025. ### Balance Sheet Metrics (as of June 30, 2026) Total assets were $15.1 billion, an increase of $243.4 million from December 31, 2025. Loans grew by $110.6 million from December 31, 2025, reaching $8.7 billion. Deposits totaled $12.8 billion, an increase of $155.9 million from year-end 2025. Sweep accounts were $5.0 billion, up $100.8 million from December 31, 2025. Stockholders’ equity stood at $2.0 billion, an increase of $103.0 million from the end of 2025. ### Asset Quality Data (as of June 30, 2026) Nonaccrual loans were $81,420 thousand, representing 0.94% of total loans, up from 0.72% at year-end 2025. The allowance for credit losses to total loans was 1.25%, compared to 1.22% at December 31, 2025. Net charge-offs for Q2 2026 totaled $2,400 thousand, down from $4,700 thousand in Q2 2025. The allowance to nonaccrual loans was 132.41. ### Operational Ratios Net interest margin was 3.84% for Q2 2026, an increase from 3.75% for Q2 2025. The efficiency ratio improved to 52.02 in Q2 2026 from 52.10 in Q2 2025. For the six months ended June 30, 2026, net interest margin was 3.79% and the efficiency ratio was 53.02. ### Outlook / Guidance BancFirst Corporation enjoyed a record quarter driven by an expanding margin and earning asset growth, coupled with solid noninterest income growth and managed expenses. The company announced the acquisition of SpiritBank, which is anticipated to close and convert in the fourth quarter pending regulatory approval. While the economic outlook remains guarded, charge-offs are at historically low levels, and the allowance for credit losses is maintained at a healthy level with a $4.9 million provision during the quarter. ### Related Stocks - [BANF.US](https://longbridge.com/en/quote/BANF.US.md) ## Related News & Research - [BancFirst director David E. Rainbolt reports sale of 8,506 shares worth $978,190](https://longbridge.com/en/news/295816964.md) - [BancFirst (BANF) Holds Up In The Near Term, But Is The Stock Expensive?](https://longbridge.com/en/news/296279495.md) - [Stronger Earnings and Lower Charge-Offs Might Change The Case For Investing In BancFirst (BANF)](https://longbridge.com/en/news/294636111.md) - [BancFirst director David E. Rainbolt reports sale of 11,497 common shares worth $1.32 million](https://longbridge.com/en/news/294839979.md) - [BancFirst director and 10% owner David E. Rainbolt disposes of 29,740 common shares worth $3.46 million](https://longbridge.com/en/news/294077718.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**