---
title: "ICE: New FHA mortgage defaults fall 15% year over year in June"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293760493.md"
description: "ICE June 2026 data shows new FHA mortgage defaults fell 15% year-over-year. While national delinquency rates rose slightly to 3.55%, serious delinquencies hit a six-month low. Conversely, foreclosure inventory and starts reached six-year highs. Prepayment speeds also slowed, marking a five-month low."
datetime: "2026-07-24T13:01:12.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293760493.md)
  - [en](https://longbridge.com/en/news/293760493.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293760493.md)
---

# ICE: New FHA mortgage defaults fall 15% year over year in June

-   ICE June 2026 mortgage data showed new default activity easing, with new FHA defaults down 15% year over year. \* National delinquency rate rose 5 bps to 3.55%, still below the June 2019 pre-pandemic level of 4.16%. \* Serious delinquencies fell to 570,000, a six-month low, extending seasonal improvement since March. \* Foreclosure inventory rose to 0.53%, a six-year high; foreclosure starts climbed to 43,000, also a six-year high. \* Prepayment speeds slowed, with SMM down 2 bps to 0.77%, a five-month low. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260724600993) on July 24, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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