---
title: "Norwood posts record Q2 NII and net income; details on Presence Bank integration and 6%+ growth target"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293937359.md"
description: "Norwood Financial Corp reported record Q2 net interest income of $26.8M and adjusted net income of $9.4M, driven by accelerated asset and deposit growth. The company completed the Presence Bank acquisition and targets over 6% asset growth via organic expansion and M&A. Norwood maintains strong capital ratios, a 13.06% total capital level, and a 4.1% dividend yield."
datetime: "2026-07-27T13:03:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293937359.md)
  - [en](https://longbridge.com/en/news/293937359.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293937359.md)
---

# Norwood posts record Q2 NII and net income; details on Presence Bank integration and 6%+ growth target

**Norwood reported record Q2 net interest income of $26.8M and record net income, driven by accelerated asset and deposit growth.**

**Key Highlights:**

-   Reported Q2 net interest income $26.8M (+41% Y/Y) and adjusted net income $9.4M (+48% Y/Y), boosting adjusted diluted EPS to $0.86.
-   Completed Presence Bank acquisition and integration (closed Jan 5, 2026; core conversion April 2026) with TBV dilution 2.24% and CDI $3.3M.
-   Targets 6%+ asset growth and +$5B in assets (67% increase from current level) via organic expansion and strategic M&A.
-   Maintains strong capital: total capital 13.06%, Tier 1 and CET1 12.37%; 34-year history of dividend increases and 4.1% yield.
-   Q2 metrics: net interest margin 3.90% (up 47 bps), loans-to-deposits ~90%, and total loans $2.3B / deposits $2.5B supporting growth strategy.

Original SEC Filing: NORWOOD FINANCIAL CORP \[ NWFL \] - 8-K - Jul. 27, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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