---
title: "Ohio Valley Banc Q2 net income drops 30.5% to $2.93 million year over year"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293946760.md"
description: "Ohio Valley Banc reported a 30.5% year-over-year drop in Q2 net income to $2.93 million, with EPS falling to $0.62. First-half net income declined 16.2% to $7.22 million. While net interest income rose by $863,000, the net interest margin narrowed to 3.93%. The provision for credit losses increased to $3.76 million due to specific allocations on collateral-dependent loans. Total assets grew 5% to $1.66 billion, and deposits increased by $79 million."
datetime: "2026-07-27T14:22:33.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293946760.md)
  - [en](https://longbridge.com/en/news/293946760.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293946760.md)
---

# Ohio Valley Banc Q2 net income drops 30.5% to $2.93 million year over year

-   Ohio Valley Banc posted Q2 net income of $2.93 million, down 30.5% from a year earlier; EPS fell to $0.62. \* First-half net income slid 16.2% to $7.22 million; ROAA eased to 0.89%. \* Net interest income rose $863,000 in Q2; net interest margin narrowed 0.24 percentage points to 3.93%. \* Q2 provision for credit losses climbed to $3.76 million, driven by higher specific allocations on two collateral-dependent loans. \* Total assets rose 5% from year-end to $1.66 billion; deposits increased $79 million, led by time deposits and money market accounts. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ohio Valley Banc Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000894671-26-000044), on July 27, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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