---
title: "Provident Financial Q2 FY26 net income slips 1.64% to $78.1 million; net interest margin widens 12 bps to 3.48% vs Q2 FY25"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294263938.md"
description: "Provident Financial Services reported Q2 FY26 net income of $78.1 million, a 1.64% decline from the previous year's adjusted figure, though up 8.43% year-over-year on a comparable basis. Core PPNR rose 18.27% to $117.8 million, and net interest margin widened 12 bps to 3.48%. Non-interest income increased 18.09% to $32 million, while provision for credit losses was $9.3 million."
datetime: "2026-07-29T21:17:33.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294263938.md)
  - [en](https://longbridge.com/en/news/294263938.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294263938.md)
---

# Provident Financial Q2 FY26 net income slips 1.64% to $78.1 million; net interest margin widens 12 bps to 3.48% vs Q2 FY25

-   Provident Financial Services posted Q2 net income of USD 78.1 million, or USD 0.60 a share, up 8.43% from a year earlier. \* Core PPNR rose 18.27% year over year to USD 117.8 million, or USD 0.90 a share; record net interest income climbed 8.34% to USD 202.7 million. \* Net interest margin widened 12 basis points from a year earlier to 3.48%, while total non-interest income increased 18.09% to USD 32 million. \* Provision for credit losses was USD 9.3 million versus a recapture a year earlier; net charge-offs were USD 1.9 million, or 0.04% annualized. \* CEO Anthony J. Labozzetta cited record PPNR, strong commercial loan production, and non-interest income nearing 14% of total revenues. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Provident Financial Services Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607291630PRIMZONEFULLFEED9800503) on July 29, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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