---
title: "Lloyds Banking beats top-line estimates; reaffirms FY26 outlook"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294323508.md"
description: "Lloyds Banking Group reported Q2 GAAP EPS of £0.02, in-line with estimates, while underlying net interest income of £5.41B beat forecasts by £20M. The bank reaffirmed its FY26 guidance, targeting underlying net interest income above £14.9 billion, a cost:income ratio under 50%, and return on tangible equity exceeding 16%. Additionally, it outlined expectations for 2027-2030, including mid-single-digit net income growth and a CET1 ratio of approximately 13.0%."
datetime: "2026-07-30T07:59:23.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294323508.md)
  - [en](https://longbridge.com/en/news/294323508.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294323508.md)
---

# Lloyds Banking beats top-line estimates; reaffirms FY26 outlook


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