---
title: "UMB Financial Corp 2Q 2026: Revenue $776.1M, EPS $3.56— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294373027.md"
description: "UMB Financial Corp reported Q2 2026 revenue of $776.1M and diluted EPS of $3.56, up 26.2% year-over-year. Net income available to common shareholders rose to $271.8M, driven by a 23% YoY increase in net interest income and growth in fee-based businesses. Noninterest expense increased modestly by 1.6% quarter-over-quarter. The company attributes performance to loan and securities growth, favorable deposit repricing, and the HTLF acquisition."
datetime: "2026-07-30T13:11:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294373027.md)
  - [en](https://longbridge.com/en/news/294373027.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294373027.md)
---

# UMB Financial Corp 2Q 2026: Revenue $776.1M, EPS $3.56— 10-Q Summary

UMB Financial Corp reported second-quarter 2026 results with revenue of $776.1M and diluted EPS of $3.56, driven by higher net interest income and stronger fee businesses; net income available to common shareholders rose to $271.8M versus $215.4M a year earlier.

**Financial Highlights**

-   Revenue was $776.1M, compared with prior-year quarter components of $467.0M net interest income and $222.2M noninterest income (current quarter: $532.5M NII + $245.5M noninterest).
-   Net income was $277.6M, compared with $217.4M in the prior-year quarter; net income available to common shareholders was $271.8M versus $215.4M (YoY change on net to common: 26.9%).
-   Diluted EPS was $3.56, compared with $2.82 in the prior-year quarter (26.2% YoY).

**Business Highlights**

-   Net interest income rose to $532.5M, supported by loan and securities growth and favorable deposit repricing; NII increased roughly 14% quarter-over-quarter and about 23% year-to-date.
-   Noninterest income benefited from growth in fee businesses — trust, fund services, brokerage and bankcard — lifting noninterest revenue and increasing operating leverage.
-   Noninterest expense rose modestly (1.6% Q/Q) while acquisition-related costs declined following the HTLF acquisition, which expanded deposit market share and commercial banking presence in key states.
-   Management continues to invest in technology and process efficiency but noted that near-term results may be affected by market volatility.

Original SEC Filing: UMB FINANCIAL CORP \[ UMBF \] - 10-Q - Jul. 30, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

### Related Stocks

- [HTLF.US](https://longbridge.com/en/quote/HTLF.US.md)
- [UMBF.US](https://longbridge.com/en/quote/UMBF.US.md)
- [HTLFP.US](https://longbridge.com/en/quote/HTLFP.US.md)

## Related News & Research

- [UMB Financial (UMBF) Gains On Growth Narrative, Is The Stock Still Cheap?](https://longbridge.com/en/news/296027426.md)
- [Lawsuit against Bristol Myers over delayed cancer drug is revived](https://longbridge.com/en/news/295826060.md)
- [Shake Shack, Inc. $SHAK Position Reduced by Wasatch Advisors LP](https://longbridge.com/en/news/295772825.md)
- [UMB Financial (NASDAQ:UMBF) Hits New 1-Year High  - Here's Why](https://longbridge.com/en/news/294878371.md)
- [Insider Selling: UMB Financial (NASDAQ:UMBF) Insider Sells $117,600.00 in Stock](https://longbridge.com/en/news/294883997.md)