---
title: "INBK: Revenue up 23% YoY, credit trends improved, fintech fee income surged, and margin expansion expected"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294423433.md"
description: "Revenue grew 23% year-over-year with strong credit improvement, lower delinquencies, and expanding fintech partnerships. Net interest margin and fee income rose, while guidance points to continued margin expansion, loan growth, and improved credit costs in H2 2026.Based on DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-30T22:25:13.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294423433.md)
  - [en](https://longbridge.com/en/news/294423433.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294423433.md)
generator: "portal-rs"
---

# INBK: Revenue up 23% YoY, credit trends improved, fintech fee income surged, and margin expansion expected

Revenue grew 23% year-over-year with strong credit improvement, lower delinquencies, and expanding fintech partnerships. Net interest margin and fee income rose, while guidance points to continued margin expansion, loan growth, and improved credit costs in H2 2026.

Based on 

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**