---
title: "Shawbrook H1 FY26 underlying profit before tax rises 16% to £195.5 million; underlying EPS climbs 15% to 26.5p"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294915666.md"
description: "Shawbrook Group reported a 16% rise in H1 FY26 underlying profit before tax to £195.5 million, with underlying EPS up 15% to 26.5p. Net interest income grew 14% to £354.6 million, while the cost-to-income ratio improved to 36.4%. The loan book expanded 10% to £20.1 billion, and CET1 ratio strengthened to 13.0%. The company reiterated guidance and announced a maiden ordinary dividend for FY 2026."
datetime: "2026-08-05T05:45:51.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294915666.md)
  - [en](https://longbridge.com/en/news/294915666.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294915666.md)
generator: "portal-rs"
---

# Shawbrook H1 FY26 underlying profit before tax rises 16% to £195.5 million; underlying EPS climbs 15% to 26.5p

-   Shawbrook Group plc H1 2026 underlying profit before tax rose 16% to £195.5 million; statutory profit before tax climbed 19% to £194.6 million. \* Net interest income increased 14% to £354.6 million; net interest margin edged up 0.03 percentage points to 4.38%. \* Underlying basic EPS rose 15% to 26.5p; underlying cost-to-income ratio improved 3.6 percentage points to 36.4%. \* Loan book including OTD grew 10% annualized to £20.1 billion; customer deposits rose 4.9% annualized to £18.8 billion. \* CET1 ratio strengthened to 13.0% from 12.4%, with £410 million surplus to requirements; guidance reiterated, including a maiden ordinary dividend for FY 2026 results. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Shawbrook Group plc published the original content used to generate this news brief on August 05, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**