---
title: "OFG Bancorp Q2 FY26 EPS rises 20.9% to $1.39"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295128306.md"
description: "OFG Bancorp reported Q2 FY26 diluted EPS of $1.39, a 20.9% year-over-year increase, with net income rising 13.5% to $58.78 million. Net interest income grew 3.5% to $157.3 million, while the provision for credit losses dropped 40%. Non-performing loans decreased significantly due to loan sales. Loans held-for-investment reached $8.3 billion, customer deposits rose to $9.74 billion, and the CET1 capital ratio improved to 14.07%."
datetime: "2026-08-06T16:30:36.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295128306.md)
  - [en](https://longbridge.com/en/news/295128306.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295128306.md)
---

# OFG Bancorp Q2 FY26 EPS rises 20.9% to $1.39

-   OFG Bancorp posted Q2 2026 diluted EPS of $1.39, up 20.9% year over year; net income available to common shareholders rose 13.5% to $58.78 million. \* Net interest income increased 3.5% to $157.3 million; net interest margin widened 14 basis points to 5.45%. \* Provision for credit losses fell 40% to $13.01 million; net charge-offs climbed to $28.8 million (1.40% of average loans) from $12.8 million a year earlier. \* Non-performing loans dropped to $67.3 million (0.81% of average loans) from $97.4 million; management cited sales of a telecom loan and a U.S. commercial loan. \* Loans held-for-investment edged up to $8.3 billion; customer deposits increased to $9.74 billion, while CET1 capital ratio improved to 14.07%. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OFG Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001030469-26-000038), on August 06, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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