---
title: "Here are the top 10 most affordable EVs and hybrids to insure"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295263860.md"
description: "Mercury Insurance has released a list of the top 10 most affordable electric vehicles (EVs) and hybrids to insure for 2026. Chong Gao, Director of R&D at Mercury Insurance, emphasizes that understanding insurance costs is crucial for buyers, as it helps drivers select vehicles that align with both their transportation needs and budget constraints amidst the growing mainstream adoption of EVs."
datetime: "2026-08-07T17:38:17.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295263860.md)
  - [en](https://longbridge.com/en/news/295263860.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295263860.md)
generator: "portal-rs"
---

# Here are the top 10 most affordable EVs and hybrids to insure

Insurance costs likely aren’t the first thing that comes to mind when shopping for a new electric or hybrid vehicle, but it is something you should consider. Here are the top 10 most affordable EVs and hybrids to insure for 2026.

## Top 10 most affordable EVs and hybrids to insure in 2026

With drivers increasingly seeking more efficient options, Mercury Insurance is making it easier to compare and view the ongoing costs of owning an electric or hybrid vehicle.

“Electric vehicles have become increasingly mainstream,” Chong Gao, Director of R&D for Mercury Insurance, said.

Gao added that “Understanding insurance costs before making a purchase can help drivers choose the vehicle that best fits both their transportation needs and their budget.”

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**