---
title: "FS Bancorp, Inc. Q2 2026: Revenue $55.81M, EPS $1.04— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295440450.md"
description: "FS Bancorp reported Q2 2026 revenue of $55.81M and diluted EPS of $1.04, reflecting modest year-over-year growth driven by higher net interest and noninterest income. The company shifted its funding mix away from brokered deposits toward Federal Home Loan Bank and Federal Reserve borrowings. One-to-four-family loan originations rose nearly 20%, concentrated in commercial real estate and residential mortgages, while indirect home improvement lending declined."
datetime: "2026-08-10T19:11:03.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295440450.md)
  - [en](https://longbridge.com/en/news/295440450.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295440450.md)
---

# FS Bancorp, Inc. Q2 2026: Revenue $55.81M, EPS $1.04— 10-Q Summary

FS Bancorp, Inc. reported second-quarter 2026 results with modest revenue and earnings growth versus the prior-year quarter, driven by higher net interest and noninterest income and improved efficiency that supported a slight increase in net income and diluted EPS.

**Financial Highlights**

-   Revenue was $55.81M, compared with $53.87M in the prior-year quarter; YoY change 3.6%.
-   Net income was $7.94M, compared with $7.73M in the prior-year quarter; YoY change 2.7%.
-   Diluted EPS was $1.04, compared with $0.99 in the prior-year quarter; YoY change 5.1%.

**Business Highlights**

-   Revenue growth was driven by increases in both net interest income and noninterest income, supporting slight year-over-year net income improvement and better efficiency.
-   Funding mix shifted from brokered certificates of deposit to borrowings from the Federal Home Loan Bank and the Federal Reserve Bank, reducing reliance on brokered deposits and changing liquidity sources.
-   One-to-four-family loan originations rose about 19.9% year over year, with higher refinance activity and more loans sold to investors.
-   Loan growth was concentrated in commercial real estate and residential mortgages, while indirect home improvement lending declined, reflecting shifting demand.
-   Management continued emphasis on asset quality, allowance for credit losses coverage, geographic expansion, and integration planning related to the merger.

Original SEC Filing: FS Bancorp, Inc. \[ FSBW \] - 10-Q - Aug. 10, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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