---
title: "NatWest drops payslip requirement: Open Banking now verifies UK mortgage income"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295441228.md"
description: "NatWest has become the first UK high street bank to eliminate payslip requirements for mortgage applications by adopting Equifax UK's Verification Exchange. This Open Banking solution pulls payroll data directly from bank accounts, making income verification paperless. The move aims to reduce fraud risk and accelerate the application process for homebuyers with both standard and complex income profiles."
datetime: "2026-08-10T19:31:53.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295441228.md)
  - [en](https://longbridge.com/en/news/295441228.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295441228.md)
---

# NatWest drops payslip requirement: Open Banking now verifies UK mortgage income

NatWest mortgage income verification goes paperless as Equifax UK's Verification Exchange pulls payroll data directly from bank accounts, making NatWest the first UK high street bank to eliminate payslip submission across its full mortgage pipeline — reducing fraud risk and speeding up the application process for homebuyers with standard and complex income profiles alike.

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