---
title: "Pioneer Bancorp, Inc. 2Q 2026: Revenue $31.9M, EPS $0.14— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295450082.md"
description: "Pioneer Bancorp reported Q2 2026 revenue of $31.9M, up 18% YoY, driven by loan growth and higher yields. However, net income declined to $3.484M from $6.451M in the prior year, resulting in diluted EPS of $0.14 versus $0.26. The company highlighted increased net interest income, material growth in commercial and residential loans via acquisitions, and expanded fee-income streams. Credit quality remained stable with modest provisions."
datetime: "2026-08-10T20:51:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295450082.md)
  - [en](https://longbridge.com/en/news/295450082.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295450082.md)
---

# Pioneer Bancorp, Inc. 2Q 2026: Revenue $31.9M, EPS $0.14— 10-Q Summary

Pioneer Bancorp, Inc. reported second-quarter 2026 results with revenue of $31.9M and diluted EPS of $0.14. Revenue rose year‑over‑year on loan growth and higher yields, while net income declined to $3.484M from $6.451M in the year‑ago quarter.

**Financial Highlights**

-   Revenue: $31.9M total interest and dividend income for Q2 2026, up from $27.0M in the year‑ago quarter (18.0% YoY).
-   Net income: $3.484M for Q2 2026, vs. $6.451M in Q2 2025.
-   Diluted EPS: $0.14 for Q2 2026, vs. $0.26 in the year‑ago quarter.

**Business Highlights**

-   Net interest income rose about 16% YoY, driven by loan growth and higher yields, supporting margin and core revenue expansion.
-   Net loans grew materially, led by commercial & industrial growth from the Targeted Lending acquisition and higher residential mortgage originations.
-   Expanded fee-income streams through acquisitions and new capabilities, including broker‑dealer trading securities, employee benefits and college advisory services.
-   Operational scale increased via multiple acquisitions and staffing additions, enhancing specialty financing, wealth services and cross‑sell opportunities.
-   Credit and risk management remained a focus with CECL-based allowance monitoring; provisions were modest and credit quality showed improvements despite portfolio growth and isolated charge‑offs.

Original SEC Filing: Pioneer Bancorp, Inc./MD \[ PBFS \] - 10-Q - Aug. 10, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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