--- title: "Green Dot | 8-K: FY2026 Q2 Revenue: USD 595.88 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/295450681.md" datetime: "2026-08-10T20:59:08.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/295450681.md) - [en](https://longbridge.com/en/news/295450681.md) - [zh-HK](https://longbridge.com/zh-HK/news/295450681.md) --- # Green Dot | 8-K: FY2026 Q2 Revenue: USD 595.88 M Revenue: As of FY2026 Q2, the actual value is USD 595.88 M. EPS: As of FY2026 Q2, the actual value is USD -0.04, missing the estimate of USD 0.23. EBIT: As of FY2026 Q2, the actual value is USD 820 K. #### Consolidated GAAP Financial Results For the three months ended June 30, 2026, Green Dot Corporation reported a net loss of - $2,087 thousand, representing a -96% decrease compared to a net loss of - $47,025 thousand in the prior-year period. For the six months ended June 30, 2026, net income was $51,666 thousand, compared to a net loss of - $21,252 thousand in the prior-year period, which was a change that was not meaningful. #### Consolidated Non-GAAP Financial Results Adjusted EBITDA for the three months ended June 30, 2026, was $40,176 thousand, a -12% decrease from $45,425 thousand in the same period last year. The Adjusted EBITDA margin was 6.8% for the three months ended June 30, 2026, down from 9.1% in the prior year. Non-GAAP net income for the quarter was $14,912 thousand, a -33% decrease from $22,238 thousand in the prior-year period. For the six months ended June 30, 2026, Adjusted EBITDA increased by 5% to $142,616 thousand, up from $135,984 thousand in the prior-year period. The Adjusted EBITDA margin was 11.5% for the six months ended June 30, 2026, down from 12.9% in the prior year. Non-GAAP net income for the six months was $79,882 thousand, a -1% decrease from $80,645 thousand in the prior-year period. #### Cash and Balance Sheet Cash at the holding company was approximately $56 million as of June 30, 2026. Total assets were $6,192,055 thousand as of June 30, 2026, an increase from $5,985,236 thousand as of December 31, 2025. Total liabilities increased to $5,252,654 thousand as of June 30, 2026, from $5,094,991 thousand as of December 31, 2025. Total stockholders’ equity grew to $939,401 thousand as of June 30, 2026, from $890,245 thousand as of December 31, 2025. Deposits increased to $4,640,329 thousand as of June 30, 2026, from $4,416,294 thousand as of December 31, 2025. #### Cash Flow Net cash provided by operating activities for the six months ended June 30, 2026, was $194,685 thousand, up from $177,701 thousand in the prior-year period. Net cash used in investing activities was - $627,790 thousand for the six months ended June 30, 2026, compared to net cash provided by investing activities of $501,664 thousand in the prior-year period. Net cash provided by financing activities was $154,797 thousand for the six months ended June 30, 2026, compared to $40,762 thousand in the prior-year period. #### Operational Metrics (Q2 2026 vs Q2 2025) - **Consolidated:** Gross dollar volume increased to $45,906 million from $38,545 million. The number of active accounts decreased slightly to 3.45 million from 3.48 million. Purchase volume decreased to $4,704 million from $4,991 million. - **B2B Services:** Gross dollar volume increased to $42,253 million from $34,620 million. The number of active accounts increased to 1.98 million from 1.81 million. Purchase volume increased to $2,025 million from $2,000 million. - **Consumer Services:** Gross dollar volume decreased to $3,653 million from $3,925 million. The number of active accounts decreased to 1.47 million from 1.67 million. Direct deposit active accounts decreased to 0.38 million from 0.41 million. Purchase volume decreased to $2,679 million from $2,991 million. - **Money Movement:** The number of cash transfers decreased to 7.38 million from 7.52 million. The number of tax refunds processed decreased to 2.89 million from 3.73 million. #### Segment Revenue (Non-GAAP, Q2 2026 vs Q2 2025) - **B2B Services:** Revenue increased to $448,435 thousand from $348,650 thousand. - **Consumer Services:** Revenue decreased to $84,752 thousand from $93,099 thousand. - **Money Movement Services:** Revenue decreased to $46,889 thousand from $50,848 thousand. - **Corporate and Other:** Revenue increased to $11,209 thousand from $8,567 thousand. #### Segment Profit (Adjusted EBITDA, Q2 2026 vs Q2 2025) - **B2B Services:** Profit increased to $32,439 thousand from $27,980 thousand. - **Consumer Services:** Profit decreased to $25,829 thousand from $33,094 thousand. - **Money Movement Services:** Profit decreased to $30,155 thousand from $34,112 thousand. - **Corporate and Other:** Profit improved to - $48,247 thousand from - $49,761 thousand. #### Outlook / Guidance Green Dot Corporation will not provide 2026 financial guidance due to proposed transactions with CommerceOne Financial Corporation and Smith Ventures, LLC. The company has received required shareholder approvals and early termination of the waiting period under the Hart-Scott-Rodino Act. 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