---
title: "Catalyst Bancorp, Inc. Q2 2026: Revenue $3.58M, EPS $0.14— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295960451.md"
description: "Catalyst Bancorp reported Q2 2026 results with revenue of $3.584M (up 3.6% YoY) and net income of $524K (up 0.6%). Diluted EPS remained flat at $0.14. The quarter included integration expenses from the July merger with Lakeside Bancshares. Management is pivoting toward small business banking, driving growth in commercial real estate loans while reducing classified CRE exposure. Strong deposit growth supported liquidity, though operational costs rose due to merger activities and marketing."
datetime: "2026-08-14T17:11:12.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295960451.md)
  - [en](https://longbridge.com/en/news/295960451.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295960451.md)
---

# Catalyst Bancorp, Inc. Q2 2026: Revenue $3.58M, EPS $0.14— 10-Q Summary

Catalyst Bancorp, Inc. reported second-quarter 2026 results with modest revenue growth and roughly flat earnings versus the year-ago quarter, reflecting strategic shifts in the loan portfolio and integration activity related to a recent acquisition.

**Financial Highlights**

-   Revenue was $3.584M for Q2 2026, compared with $3.461M in the prior-year quarter; YoY change 3.6%.
-   Net income was $524K for Q2 2026, compared with $521K in the prior-year quarter; YoY change 0.6%.
-   Diluted EPS was $0.14 for Q2 2026, unchanged from $0.14 in the prior-year quarter; YoY change 0%.

**Business Highlights**

-   Acquisition integration: Completed the merger with Lakeside Bancshares/Lakeside Bank on July 14, 2026; the quarter included integration expenses and preliminary purchase accounting adjustments.
-   Revenue mix shift: Management continues to pivot from long-term residential mortgages toward relationship banking for small and mid-sized businesses, driving growth in commercial real estate and multi-family loan portfolios.
-   Deposit momentum: Strong deposit growth was led by high-yield savings and public funds, supporting higher liquidity and purchases of investment securities.
-   Loan portfolio actions: Active rebalancing included conversions of construction loans to amortizing CRE, payoffs of large commercial & industrial loans, and tighter underwriting that reduced classified CRE exposure.
-   Operational costs: Personnel and professional fees increased, including merger-related and ESOP compensation, along with elevated marketing spend to support integration and brand expansion.

Original SEC Filing: Catalyst Bancorp, Inc. \[ CLST \] - 10-Q - Aug. 14, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

### Related Stocks

- [CLST.US](https://longbridge.com/en/quote/CLST.US.md)

## Related News & Research

- [Catalyst Bancorp CEO Zanco base salary set at $350,000 under new three-year employment agreement](https://longbridge.com/en/news/296251056.md)
- [Catalyst Bancorp Q2 FY26 net income rises 0.6% to $524,000; non-interest expense increases 9.3% to $2.38 million](https://longbridge.com/en/news/295959892.md)
- [Chiron Real Estate amends 8-K to add audited financials for Landing Alexandria acquisition](https://longbridge.com/en/news/296145049.md)
- [Renova Energia board authorizes release of Q2 2026 consolidated results](https://longbridge.com/en/news/295848347.md)
- [Sunrise Real Estate Group delays Q2 Form 10-Q filing, cites need for more time to complete financials](https://longbridge.com/en/news/295831042.md)