Americans Without Children Are Less Confident About Retirement, Allianz Life Study Finds

A recent study conducted by the Allianz Center for the Future of Retirement found that Americans without children are feeling less confident about meeting their retirement goals. According to the 2026 Annual Retirement Study, only 54% of individuals without kids believe they can achieve their savings goal for retirement. This disparity suggests that the decision on whether to have children is impacting how people perceive their financial future. The study, part of Allianz Life Insurance Company of North America, highlights the importance of considering family planning in relation to long-term financial planning.