---
title: "XYF: Revenue and net income plunged year-over-year as loan volumes and borrower activity contracted sharply"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/296769558.md"
description: "Q2 2026 saw net revenue fall 56% year-over-year and net income drop 91%, driven by sharply lower loan volumes and borrower activity. Despite sequential improvements in delinquency rates and operating margin, credit and regulatory pressures remain high.Original document: X Financial [XYF] SEC 6-K Current Report — Aug. 24 2026DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-08-24T10:09:29.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/296769558.md)
  - [en](https://longbridge.com/en/news/296769558.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/296769558.md)
generator: "portal-rs"
---

# XYF: Revenue and net income plunged year-over-year as loan volumes and borrower activity contracted sharply

Q2 2026 saw net revenue fall 56% year-over-year and net income drop 91%, driven by sharply lower loan volumes and borrower activity. Despite sequential improvements in delinquency rates and operating margin, credit and regulatory pressures remain high.

Original document: X Financial \[XYF\] SEC 6-K Current Report — Aug. 24 2026

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**