---
title: "HANG SENG BANK (00011.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/00011.HK.md"
symbol: "00011.HK"
name: "HANG SENG BANK"
industry: "多元化銀行"
---

# HANG SENG BANK (00011.HK)

| Item | Detail |
|------|--------|
| Industry | 多元化銀行 |

## Company Profile

恆生銀行有限公司是一家主要從事銀行以及相關金融業務的公司。該公司通過五個分部經營其業務。財富管理及個人銀行業務分部提供個人銀行、消費貸款、定期存款、按揭及私人貸款、信用卡、保險、投資及財富管理服務。商業銀行業務分部從事企業貸款、貿易及應收賬融資、支付及現金管理、財資及外匯、非人壽保險及要員保險分銷、投資服務及企業財富管理業務。環球銀行業務分部提供一般銀行服務、交易銀行業務、企業信貸、存款及現金管理。環球資本市場業務分部提供外匯、黃金、股票、固定收益及証券融資服務。其他業務分部主要從事物業投資、股票投資及後償債務融資等。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:10.000Z

**Overall: C (0.53)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -3.59% |  |
| Net Profit YoY | -16.58% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 34.24B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.52% | B |
| Profit Margin | 44.88% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -3.59% | D |
| Net Profit YoY | -16.58% | D |
| Total Assets YoY | 6.63% | B |
| Net Assets YoY | 2.61% | C |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 238.52% | C |
| OCF YoY | -3.59% | D |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - HANG SENG BANK",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.52%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "44.88%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-3.59%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-16.58%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "6.63%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.61%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "238.52%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-3.59%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中信銀行 (HK.998) | C | B | E | A | B | B |
| 02 | 匯豐控股 (HK.5) | C | D | E | A | C | C |
| 03 | 工商銀行 (HK.1398) | B | C | E | A | C | C |
| 04 | 建設銀行 (HK.939) | B | C | E | A | D | C |
| 05 | 農業銀行 (HK.1288) | B | C | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 18.81 | 21/19 | 18.62 | 13.90 | 11.16 |
| PB | 1.82 | 21/19 | 1.80 | 1.40 | 1.30 |
| PS (TTM) | 6.87 | 21/19 | 6.80 | 5.31 | 4.93 |
| Dividend Yield | 0.00% | 18/19 | 6.30% | 5.94% | 4.68% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-15T16:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 17% |
| Overweight | 1 | 17% |
| Hold | 3 | 50% |
| Underweight | 0 | 0% |
| Sell | 1 | 17% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 154.30 |
| Highest Target | 131.00 |
| Lowest Target | 85.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/00011.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/00011.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/00011.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
