---
title: "青岛银行股份有限公司 (002948.SZ)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/002948.SZ.md"
symbol: "002948.SZ"
name: "青岛银行股份有限公司"
industry: "区域性银行"
---

# 青岛银行股份有限公司 (002948.SZ)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 沪深市场 |
| Website | [www.qdccb.com](https://www.qdccb.com) |

## Company Profile

公司成立于 1996 年 11 月，2015 年 12 月 3 日在香港联交所上市，2019 年 1 月 16 日在深交所上市，为山东省首家上市银行、全国第二家 A+H 上市城商行。本行着力打造全国首家蓝色金融特色银行，与世界银行所属国际金融公司 (IFC) 共同推进 “蓝色金融” 项目。公司主要业务包括公司银行业务、零售银行业务、金融市场业务等。企业荣誉:2018 年，公司屡获殊荣，社会美誉度显著提升。在 “世界银行 1000 强” 排名中，首次跻身 300 强之列;再度蝉联 “亚洲品牌 500 强” 及 “中国 500 最具价值品牌”;连续三年蝉联全球服务业最高荣誉 “五星钻石奖”;获得中...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:09.000Z

**Overall: B (0.38)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 22 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 47.77% |  |
| Net Profit YoY | 28.70% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.80 |  |
| Dividend Ratio | 2.95% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 31.60B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 14.57B |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.52% | B |
| Profit Margin | 35.60% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 47.77% | A |
| Net Profit YoY | 28.70% | B |
| Total Assets YoY | 0.00% | C |
| Net Assets YoY | 5.02% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 280.91% | C |
| OCF YoY | 47.77% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 青岛银行股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.52%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "35.60%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "47.77%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "28.70%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.00%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "5.02%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "280.91%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "47.77%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 宁波银行 (SZ.002142) | B | B | E | A | B | B |
| 02 | 杭州银行 (SH.600926) | B | B | E | A | B | B |
| 03 | 齐鲁银行 (SH.601665) | B | B | E | A | B | B |
| 04 | 青岛银行 (SZ.002948) | B | B | E | A | B | B |
| 05 | 江苏银行 (SH.600919) | B | C | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.58 | 17/23 | 6.57 | 6.13 | 5.76 |
| PB | 0.80 | 19/23 | 0.77 | 0.72 | 0.67 |
| PS (TTM) | 2.25 | 9/23 | 2.15 | 2.03 | 1.86 |
| Dividend Yield | 2.95% | 21/23 | 3.63% | 3.29% | 3.12% |

## Institutional View

### Analyst Rating Distribution

> As of 2025-10-28T16:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 2 | 40% |
| Overweight | 2 | 40% |
| Hold | 1 | 20% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 5.43 |
| Highest Target | 5.90 |
| Lowest Target | 5.90 |

## References

- [Company Overview](https://longbridge.com/en/quote/002948.SZ/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/002948.SZ/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/002948.SZ/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.