---
title: "China Financial Services Holdings Limited (00605.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/00605.HK.md"
symbol: "00605.HK"
name: "China Financial Services Holdings Limited"
industry: "Consumer Finance"
---

# China Financial Services Holdings Limited (00605.HK)

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Location | HK Market |
| Website | [www.cfsh.com.hk](https://www.cfsh.com.hk) |

## Company Profile

China Financial Services Holdings Limited, an investment holding company, provides financial services in the People’s Republic of China, Hong Kong, and the United Kingdom. The company offers short-term financing services comprising short-term financing and consultancy services; and direct loans, inc...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-16T04:30:10.000Z

**Overall: D (0.63)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 25 / 30 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -18.45% |  |
| Net Profit YoY | 148.95% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.27 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 175.77M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 96.68M |  |


**Multi Score**: D

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.83% | C |
| Profit Margin | 30.98% | A |
| Gross Margin | 100.00% | A |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -18.45% | E |
| Net Profit YoY | 148.95% | A |
| Total Assets YoY | -18.31% | E |
| Net Assets YoY | 6.30% | B |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 322.80% | C |
| OCF YoY | -18.45% | E |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.05 | E |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 57.08% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - China Financial Services Holdings Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.83%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "30.98%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-18.45%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "148.95%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-18.31%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.30%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "322.80%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-18.45%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.05",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "57.08%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | ALLIED GROUP (HK.373) | C | A | E | B | A | B |
| 02 | SUN HUNG KAI CO (HK.86) | B | A | E | B | B | B |
| 03 | OSHIDORI (HK.622) | C | A | E | A | B | B |
| 04 | FENGYINHE (HK.8030) | A | C | C | B | D | B |
| 05 | YIXIN (HK.2858) | B | B | D | D | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 5.94 | 3/30 | 7.82 | 6.80 | 5.87 |
| PB | 0.28 | 11/30 | 0.46 | 0.38 | 0.31 |
| PS (TTM) | 2.81 | 17/30 | 3.85 | 3.47 | 2.94 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/00605.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/00605.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/00605.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.