---
title: "Manulife Financial Corporation (00945.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/00945.HK.md"
symbol: "00945.HK"
name: "Manulife Financial Corporation"
industry: "Life and Health Insurance"
---

# Manulife Financial Corporation (00945.HK)

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Location | HK Market |
| Website | [www.manulife.com](https://www.manulife.com) |

## Company Profile

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. It operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth a...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-14T04:30:11.000Z

**Overall: D (0.62)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 11 / 12 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 1.56% |  |
| Net Profit YoY | 1.26% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.67 |  |
| Dividend Ratio | 3.54% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 472.80B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 176.61B |  |


**Multi Score**: D

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.17% | B |
| Profit Margin | 18.50% | A |
| Gross Margin | 40.58% | B |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 1.56% | C |
| Net Profit YoY | 1.26% | C |
| Total Assets YoY | 4.80% | C |
| Net Assets YoY | -0.21% | D |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 591.88% | C |
| OCF YoY | 1.56% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.03 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 94.84% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Manulife Financial Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.17%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "18.50%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "40.58%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "1.56%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "1.26%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.80%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "-0.21%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "591.88%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "1.56%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.03",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "94.84%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | PING AN (HK.2318) | B | B | E | E | B | C |
| 02 | PING AN-R (HK.82318) | B | B | E | E | B | C |
| 03 | CHINA LIFE (HK.2628) | A | B | E | E | B | C |
| 04 | AIA (HK.1299) | A | B | E | E | B | C |
| 05 | AIA-R (HK.81299) | A | B | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 14.99 | 8/13 | 15.22 | 14.12 | 12.70 |
| PB | 1.67 | 9/13 | 1.62 | 1.49 | 1.44 |
| PS (TTM) | 2.12 | 8/13 | 2.11 | 2.02 | 1.83 |
| Dividend Yield | 3.54% | 5/13 | 4.06% | 3.94% | 3.63% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-06T16:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 1 | 50% |
| Hold | 0 | 0% |
| Underweight | 1 | 50% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 282.00 |
| Highest Target | 310.41 |
| Lowest Target | 232.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/00945.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/00945.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/00945.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.