---
title: "Lerado Financial Group Company Limited (01225.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01225.HK.md"
symbol: "01225.HK"
name: "Lerado Financial Group Company Limited"
industry: "Consumer Finance"
---

# Lerado Financial Group Company Limited (01225.HK)

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Location | HK Market |
| Website | [www.lerado.com](https://www.lerado.com) |

## Company Profile

Lerado Financial Group Company Limited, an investment holding company, provides financial services in Hong Kong, Europe, the United States, the People’s Republic of China, and internationally. It operates through three segments: Medical Products and Plastic Toys Business; Securities Brokerage Busine...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-14T04:30:10.000Z

**Overall: D (0.72)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 27 / 30 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -27.30% |  |
| Net Profit YoY | 69.47% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.15 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 44.91M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 151.48M |  |


**Multi Score**: D

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -25.90% | E |
| Profit Margin | -59.30% | E |
| Gross Margin | 70.81% | A |

#### Growth Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -27.30% | E |
| Net Profit YoY | 69.47% | A |
| Total Assets YoY | -53.89% | E |
| Net Assets YoY | -23.25% | E |

#### Cash Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -168.62% | D |
| OCF YoY | -27.30% | E |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.17 | D |

#### Debt Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 47.37% | C |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Lerado Financial Group Company Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-25.90%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-59.30%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "70.81%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "D",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-27.30%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "69.47%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-53.89%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-23.25%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "E",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-168.62%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "-27.30%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.17",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "C",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "47.37%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | ALLIED GROUP (HK.373) | C | A | E | B | A | B |
| 02 | SUN HUNG KAI CO (HK.86) | B | A | E | B | B | B |
| 03 | OSHIDORI (HK.622) | B | A | E | A | B | B |
| 04 | FENGYINHE (HK.8030) | A | C | C | B | D | B |
| 05 | YIXIN (HK.2858) | B | B | D | D | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -0.50 | 20/30 | - | - | - |
| PB | 0.15 | 2/30 | 0.20 | 0.16 | 0.14 |
| PS (TTM) | 0.30 | 3/30 | 0.34 | 0.31 | 0.22 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/01225.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01225.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01225.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.