---
title: "中國農業銀行股份有限公司 (01288.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01288.HK.md"
symbol: "01288.HK"
name: "中國農業銀行股份有限公司"
industry: "多元化銀行"
---

# 中國農業銀行股份有限公司 (01288.HK)

| Item | Detail |
|------|--------|
| Industry | 多元化銀行 |
| Location | 港股市場 |

## Company Profile

吸收公眾存款;發放短期、中期、長期貸款;辦理國內外結算;辦理票據承兌與貼現;發行金融債券;代理發行、代理兌付、承銷政府債券;買賣政府債券、金融債券;從事同業拆借;買賣、代理買賣外匯;結匯、售匯;從事銀行卡業務;提供信用証服務及擔保;代理收付款項及代理保險業務;提供保管箱服務;代理資金清算;各類匯兌業務;代理政策性銀行、外國政府和國際金融機構貸款業務;貸款承諾;組織或參加銀團貸款;外匯存款;外匯貸款;外匯匯款;外匯借款;發行、代理發行、買賣或代理買賣股票以外的外幣有價証券;外匯票據承兌和貼現;自營、代客外匯買賣;外幣兌換;外匯擔保;資信調查、咨詢、見証業務;企業、個人財務顧問服務;証券公司客戶交...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:11.000Z

**Overall: C (0.48)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 5 / 19 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.06% |  |
| Net Profit YoY | 2.39% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.63 |  |
| Dividend Ratio | 4.98% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1.89T |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 642.21B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.96% | B |
| Profit Margin | 48.55% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.06% | C |
| Net Profit YoY | 2.39% | C |
| Total Assets YoY | 9.00% | B |
| Net Assets YoY | 4.02% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 220.71% | C |
| OCF YoY | 4.06% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 中國農業銀行股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.96%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "48.55%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "4.06%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "2.39%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.00%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "4.02%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "220.71%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "4.06%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中信銀行 (HK.998) | C | B | E | A | B | B |
| 02 | 匯豐控股 (HK.5) | C | D | E | A | C | C |
| 03 | 工商銀行 (HK.1398) | B | C | E | A | C | C |
| 04 | 建設銀行 (HK.939) | B | C | E | A | D | C |
| 05 | 農業銀行 (HK.1288) | B | C | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 5.99 | 10/19 | 6.35 | 6.06 | 5.66 |
| PB | 0.63 | 14/19 | 0.68 | 0.64 | 0.61 |
| PS (TTM) | 2.40 | 11/19 | 2.54 | 2.42 | 2.25 |
| Dividend Yield | 4.98% | 15/19 | 7.65% | 4.90% | 4.50% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-12T16:00:00.000Z

Total Analysts: **20**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 10 | 50% |
| Overweight | 5 | 25% |
| Hold | 5 | 25% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 5.41 |
| Highest Target | 8.14 |
| Lowest Target | 3.11 |

## References

- [Company Overview](https://longbridge.com/en/quote/01288.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01288.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01288.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.