---
title: "Bank of Tianjin Co., Ltd. (01578.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01578.HK.md"
symbol: "01578.HK"
name: "Bank of Tianjin Co., Ltd."
industry: "Regional Banks"
---

# Bank of Tianjin Co., Ltd. (01578.HK)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | HK Market |
| Website | [www.bankoftianjin.com](https://www.bankoftianjin.com) |

## Company Profile

Bank of Tianjin Co., Ltd. provides a range of banking and related financial services primarily in the People’s Republic of China. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers deposit taking, corporate loan, t...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-19T04:30:12.000Z

**Overall: C (0.49)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 10 / 17 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.39% |  |
| Net Profit YoY | 3.42% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.19 |  |
| Dividend Ratio | 6.13% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 14.57B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 10.05B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.76% | C |
| Profit Margin | 42.32% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.39% | C |
| Net Profit YoY | 3.42% | C |
| Total Assets YoY | 5.19% | C |
| Net Assets YoY | 2.70% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 236.29% | C |
| OCF YoY | 4.39% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Bank of Tianjin Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.76%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "42.32%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "4.39%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.42%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.19%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.70%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "236.29%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "4.39%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | BQD (HK.3866) | B | B | E | A | B | B |
| 02 | LUZHOU BANK (HK.1983) | B | A | E | A | B | B |
| 03 | PUBLIC FIN HOLD (HK.626) | D | A | E | A | A | B |
| 04 | CQRC BANK (HK.3618) | B | C | E | A | C | C |
| 05 | HUISHANG BANK (HK.3698) | B | B | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 3.38 | 4/19 | 3.65 | 3.41 | 2.79 |
| PB | 0.19 | 6/19 | 0.20 | 0.19 | 0.15 |
| PS (TTM) | 0.79 | 7/19 | 0.83 | 0.80 | 0.64 |
| Dividend Yield | 6.13% | 4/19 | 7.19% | 6.11% | 5.86% |

## References

- [Company Overview](https://longbridge.com/en/quote/01578.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01578.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01578.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.