---
title: "海通恆信國際融資租賃股份有限公司 (01905.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01905.HK.md"
symbol: "01905.HK"
name: "海通恆信國際融資租賃股份有限公司"
industry: "專業金融服務"
---

# 海通恆信國際融資租賃股份有限公司 (01905.HK)

| Item | Detail |
|------|--------|
| Industry | 專業金融服務 |
| Location | 港股市場 |
| Website | [www.utfinancing.com](https://www.utfinancing.com) |

## Company Profile

融資租賃業務;租賃業務;向國內外購買租賃財產;租賃財產的殘值處理及維修;租賃交易咨詢和擔保;兼營與主營業務有關的商業保理業務【依法須經批准的項目,經相關部門批准後方可開展經營活動】

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:11.000Z

**Overall: C (0.59)**

**Industry**: Specialized Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 18 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.61% |  |
| Net Profit YoY | -12.70% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.34 |  |
| Dividend Ratio | 11.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 6.67B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 4.82B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.54% | C |
| Profit Margin | 32.47% | A |
| Gross Margin | 47.88% | B |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.61% | B |
| Net Profit YoY | -12.70% | D |
| Total Assets YoY | -1.68% | D |
| Net Assets YoY | -2.69% | D |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 334.87% | C |
| OCF YoY | 11.61% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.04 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 81.60% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 海通恆信國際融資租賃股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.54%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "32.47%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "47.88%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.61%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-12.70%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "-1.68%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "-2.69%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "334.87%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "11.61%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.04",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "81.60%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 通通AI社交 (HK.628) | C | B | D | A | A | B |
| 02 | 中國船舶租賃 (HK.3877) | A | C | E | D | C | C |
| 03 | 盛業 (HK.6069) | A | C | E | D | D | C |
| 04 | 海通恆信 (HK.1905) | B | C | E | E | C | C |
| 05 | 浩森金融科技 (HK.3848) | C | C | E | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 4.57 | 2/18 | 4.77 | 4.46 | 4.28 |
| PB | 0.34 | 4/18 | 0.37 | 0.35 | 0.33 |
| PS (TTM) | 0.91 | 5/18 | 0.95 | 0.89 | 0.85 |
| Dividend Yield | 11.00% | 1/18 | 11.54% | 11.00% | 10.48% |

## Institutional View

### Analyst Rating Distribution

> As of 2021-11-29T16:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 0.81 |

## References

- [Company Overview](https://longbridge.com/en/quote/01905.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01905.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01905.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.