---
title: "江西銀行股份有限公司 (01916.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01916.HK.md"
symbol: "01916.HK"
name: "江西銀行股份有限公司"
industry: "區域性銀行"
---

# 江西銀行股份有限公司 (01916.HK)

| Item | Detail |
|------|--------|
| Industry | 區域性銀行 |
| Location | 港股市場 |
| Website | [www.jx-bank.com](https://www.jx-bank.com) |

## Company Profile

人民幣業務吸收公眾存款;發放短期、中期和長期貸款;辦理國內結算;外匯業務;辦理票據貼現;發行金融債券;代理發行、代理兌付、承銷政府債券;買賣政府債券;從事同業拆借;提供擔保;代理收付款項及代理保險業務;提供保管箱業務;辦理地方財政信用周轉使用資金的委托存貸款業務;經中國銀行業監督管理委員會批准的其他業務(以上項目憑金融許可証經營)

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:11.000Z

**Overall: C (0.47)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 16 / 17 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.25% |  |
| Net Profit YoY | 555.62% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.10 |  |
| Dividend Ratio | 5.86% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 4.28B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 4.27B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 1.33% | C |
| Profit Margin | 25.17% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.25% | C |
| Net Profit YoY | 555.62% | A |
| Total Assets YoY | 4.71% | C |
| Net Assets YoY | 2.30% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 625.10% | C |
| OCF YoY | 5.25% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 江西銀行股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "1.33%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "25.17%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.25%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "555.62%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.71%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.30%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "625.10%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "5.25%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 青島銀行 (HK.3866) | B | B | E | A | B | B |
| 02 | 瀘州銀行 (HK.1983) | B | A | E | A | B | B |
| 03 | 大眾金融控股 (HK.626) | D | A | E | A | A | B |
| 04 | 重慶農村商業銀行 (HK.3618) | B | C | E | A | C | C |
| 05 | 徽商銀行 (HK.3698) | B | B | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 3.93 | 7/19 | 4.38 | 3.93 | 3.82 |
| PB | 0.10 | 2/19 | 0.11 | 0.10 | 0.10 |
| PS (TTM) | 0.37 | 2/19 | 0.39 | 0.37 | 0.36 |
| Dividend Yield | 5.86% | 5/19 | 6.03% | 5.86% | 5.56% |

## References

- [Company Overview](https://longbridge.com/en/quote/01916.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01916.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01916.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.