---
title: "Luzhou Bank Co., Ltd. (01983.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/01983.HK.md"
symbol: "01983.HK"
name: "Luzhou Bank Co., Ltd."
industry: "Regional Banks"
---

# Luzhou Bank Co., Ltd. (01983.HK)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | HK Market |
| Website | [www.lzccb.cn](https://www.lzccb.cn) |

## Company Profile

Luzhou Bank Co., Ltd. provides corporate and retail banking, financial market, and other services in the People’s Republic of China. The company operates in four segments: Corporate Banking, Retailing Banking, Financial Markets, and Other. It offers corporate banking products and services, such as c...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-17T04:30:09.000Z

**Overall: B (0.37)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 17 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 47.56% |  |
| Net Profit YoY | 25.44% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.47 |  |
| Dividend Ratio | 6.57% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 5.43B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 4.76B |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.07% | B |
| Profit Margin | 33.42% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 47.56% | A |
| Net Profit YoY | 25.44% | B |
| Total Assets YoY | 13.60% | B |
| Net Assets YoY | 13.20% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 319.82% | C |
| OCF YoY | 47.56% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Luzhou Bank Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.07%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "33.42%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "47.56%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "25.44%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.60%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "13.20%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "319.82%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "47.56%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | BQD (HK.3866) | B | B | E | A | B | B |
| 02 | LUZHOU BANK (HK.1983) | B | A | E | A | B | B |
| 03 | PUBLIC FIN HOLD (HK.626) | D | A | E | A | A | B |
| 04 | CQRC BANK (HK.3618) | B | C | E | A | C | C |
| 05 | HUISHANG BANK (HK.3698) | B | B | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 3.62 | 6/19 | 4.87 | 4.29 | 3.75 |
| PB | 0.47 | 15/19 | 0.61 | 0.55 | 0.48 |
| PS (TTM) | 1.03 | 8/19 | 1.22 | 1.14 | 1.06 |
| Dividend Yield | 6.58% | 2/19 | 6.29% | 5.67% | 5.08% |

## References

- [Company Overview](https://longbridge.com/en/quote/01983.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/01983.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/01983.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.