---
title: "K Cash集团有限公司 (02483.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/02483.HK.md"
symbol: "02483.HK"
name: "K Cash集团有限公司"
industry: "消费金融"
---

# K Cash集团有限公司 (02483.HK)

| Item | Detail |
|------|--------|
| Industry | 消费金融 |
| Location | 港股市场 |
| Website | [kcash.hk](https://kcash.hk) |

## Company Profile

K Cash 集团有限公司是一家主要从事贷款业务的投资控股公司。该公司主要从事无抵押业主贷款业务、无抵押个人贷款业务等贷款业务。此外，该公司还从事融资信贷服务。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-24T04:30:10.000Z

**Overall: C (0.43)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 12 / 30 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.55% |  |
| Net Profit YoY | 23.42% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.92 |  |
| Dividend Ratio | 5.76% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 860.52M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 188.71M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.01% | B |
| Profit Margin | 39.07% | A |
| Gross Margin | 100.00% | A |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.55% | B |
| Net Profit YoY | 23.42% | B |
| Total Assets YoY | 13.18% | B |
| Net Assets YoY | 3.22% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 255.97% | C |
| OCF YoY | 12.55% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.14 | E |

#### Debt Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 36.05% | B |


```chart-data:radar
{
  "title": "Longbridge Financial Score - K Cash集团有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.01%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "39.07%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.55%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "23.42%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.18%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.22%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "255.97%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "12.55%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.14",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "B",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "36.05%",
          "rating": "B"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 联合集团 (HK.373) | C | A | E | B | A | B |
| 02 | 新鸿基公司 (HK.86) | B | A | E | B | B | B |
| 03 | 威华达控股 (HK.622) | C | A | E | A | B | B |
| 04 | 丰银禾控股 (HK.8030) | A | C | C | B | D | B |
| 05 | 易鑫集团 (HK.2858) | B | B | D | D | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.54 | 13/30 | 13.49 | 11.81 | 11.54 |
| PB | 0.91 | 22/30 | 0.94 | 0.92 | 0.91 |
| PS (TTM) | 3.03 | 18/30 | 3.34 | 3.10 | 3.03 |
| Dividend Yield | 5.82% | 6/30 | 5.82% | 5.56% | 3.14% |

## References

- [Company Overview](https://longbridge.com/en/quote/02483.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/02483.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/02483.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.