---
title: "中國太平洋保險(集團)股份有限公司 (02601.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/02601.HK.md"
symbol: "02601.HK"
name: "中國太平洋保險(集團)股份有限公司"
industry: "多險種保險"
---

# 中國太平洋保險(集團)股份有限公司 (02601.HK)

| Item | Detail |
|------|--------|
| Industry | 多險種保險 |
| Location | 港股市場 |
| Website | [www.cpic.com.cn](https://www.cpic.com.cn) |

## Company Profile

(一)控股投資保險企業;(二)監督管理投資控股保險企業的各種國內、國際再保險業務;(叁)監督管理投資控股保險企業的資金運用業務;(四)經批准參加國際保險活動;(五)經金融監管總局批准的其他業務。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-17T04:30:10.000Z

**Overall: C (0.51)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 3 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.20% |  |
| Net Profit YoY | 22.15% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.15 |  |
| Dividend Ratio | 3.16% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 358.96B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 362.86B |  |


**Multi Score**: C

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 18.78% | A |
| Profit Margin | 15.59% | A |
| Gross Margin | 66.92% | A |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.20% | B |
| Net Profit YoY | 22.15% | B |
| Total Assets YoY | 13.07% | B |
| Net Assets YoY | 3.80% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 641.60% | C |
| OCF YoY | 12.20% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.12 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 89.74% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 中國太平洋保險(集團)股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "18.78%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "15.59%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "66.92%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.20%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "22.15%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.07%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.80%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "641.60%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "12.20%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.12",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "89.74%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中國太保 (HK.2601) | A | B | E | E | B | C |
| 02 | 眾安在線 (HK.6060) | C | C | B | C | B | C |
| 03 | 亞洲金融 (HK.662) | B | B | D | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.26 | 1/3 | 6.36 | 5.64 | 5.06 |
| PB | 1.15 | 3/3 | 1.11 | 0.97 | 0.79 |
| PS (TTM) | 0.75 | 2/3 | 0.72 | 0.65 | 0.55 |
| Dividend Yield | 3.16% | 2/3 | 4.57% | 3.81% | 3.33% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-13T16:00:00.000Z

Total Analysts: **20**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 12 | 60% |
| Overweight | 6 | 30% |
| Hold | 2 | 10% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 37.32 |
| Highest Target | 54.74 |
| Lowest Target | 27.39 |

## References

- [Company Overview](https://longbridge.com/en/quote/02601.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/02601.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/02601.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.