---
title: "渣打集團有限公司 (02888.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/02888.HK.md"
symbol: "02888.HK"
name: "渣打集團有限公司"
industry: "多元化銀行"
---

# 渣打集團有限公司 (02888.HK)

| Item | Detail |
|------|--------|
| Industry | 多元化銀行 |
| Location | 港股市場 |
| Website | [www.sc.com](https://www.sc.com) |

## Company Profile

Standard Chartered PLC是一家國際銀行集團。該公司業務包括企業及投資銀行(CIB)、財富及零售銀行(WRB)和風險投資。CIB幫助企業、發展組織、政府、銀行和投資者獲取跨境貿易和投資機會。CIB提供交易銀行、伊斯蘭銀行、洞察分析等服務。WRB為客戶提供本地和國際銀行業務需求服務,涵蓋個人銀行、優先銀行、私人銀行以及中小企業等各個財富管理領域。WRB提供國際銀行、全球私人銀行、優先私人銀行、優先銀行、中小企業銀行和財富解決方案。Ventures投資金融科技,打造另類金融服務業務模式,並不斷發展該公司數字銀行Mox和Trust。Mox是一家數字銀行,允許客戶在一個應用程序中消費...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-18T04:30:11.000Z

**Overall: C (0.45)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 11 / 19 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.14% |  |
| Net Profit YoY | 14.30% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.17 |  |
| Dividend Ratio | 1.77% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 419.47B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 157.10B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.98% | B |
| Profit Margin | 25.46% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.14% | B |
| Net Profit YoY | 14.30% | C |
| Total Assets YoY | 4.91% | C |
| Net Assets YoY | 1.07% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 439.53% | C |
| OCF YoY | 9.14% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 渣打集團有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.98%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "25.46%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "9.14%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "14.30%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.91%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.07%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "439.53%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "9.14%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中信銀行 (HK.998) | C | B | E | A | B | B |
| 02 | 匯豐控股 (HK.5) | C | D | E | A | C | C |
| 03 | 工商銀行 (HK.1398) | B | C | E | A | C | C |
| 04 | 建設銀行 (HK.939) | B | C | E | A | D | C |
| 05 | 農業銀行 (HK.1288) | B | C | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.50 | 15/19 | 10.04 | 8.95 | 8.52 |
| PB | 1.17 | 16/19 | 1.09 | 0.92 | 0.82 |
| PS (TTM) | 2.59 | 13/19 | 2.42 | 2.08 | 1.85 |
| Dividend Yield | 1.77% | 18/19 | 2.43% | 2.14% | 1.73% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-11T16:00:00.000Z

Total Analysts: **11**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 5 | 45% |
| Overweight | 3 | 27% |
| Hold | 2 | 18% |
| Underweight | 1 | 9% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 186.10 |
| Highest Target | 237.15 |
| Lowest Target | 130.03 |

## References

- [Company Overview](https://longbridge.com/en/quote/02888.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/02888.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/02888.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
