---
title: "众安在线财产保险股份有限公司 (06060.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/06060.HK.md"
symbol: "06060.HK"
name: "众安在线财产保险股份有限公司"
industry: "多险种保险"
---

# 众安在线财产保险股份有限公司 (06060.HK)

| Item | Detail |
|------|--------|
| Industry | 多险种保险 |
| Location | 港股市场 |
| Website | [www.zhongan.com](https://www.zhongan.com) |

## Company Profile

众安在线财产保险股份有限公司是一家中国的互联网保险公司。该公司的提供的保险包括生活消费保险、消费金融保险、健康保险、汽车保险和航旅保险。该公司的保险产品包括退货运费险、网络支付安全险、账户安全险、手机意外险、手机碎屏险、保贝计划、马上花、个人健康险、健康团险计划、航意航延险及其他产品。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:11.000Z

**Overall: C (0.41)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 3 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.57% |  |
| Net Profit YoY | -68.88% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.13 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 26.81B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 36.42B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.82% | C |
| Profit Margin | 3.62% | C |
| Gross Margin | 13.09% | D |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.57% | B |
| Net Profit YoY | -68.88% | E |
| Total Assets YoY | 2.83% | C |
| Net Assets YoY | 8.50% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 2763.18% | A |
| OCF YoY | 7.57% | B |

#### Operating Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.78 | B |

#### Debt Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 50.38% | C |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 众安在线财产保险股份有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.82%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "3.62%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "13.09%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "7.57%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-68.88%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.83%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "8.50%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "2763.18%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "7.57%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "B",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.78",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "C",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "50.38%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中国太保 (HK.2601) | A | B | E | E | B | C |
| 02 | 众安在线 (HK.6060) | C | C | B | C | B | C |
| 03 | 亚洲金融 (HK.662) | B | B | D | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 20.11 | 3/3 | 41.28 | 23.00 | 20.30 |
| PB | 1.13 | 2/3 | 1.31 | 1.18 | 0.84 |
| PS (TTM) | 0.71 | 1/3 | 0.81 | 0.73 | 0.50 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-13T16:00:00.000Z

Total Analysts: **14**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 8 | 57% |
| Overweight | 5 | 36% |
| Hold | 1 | 7% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 15.91 |
| Highest Target | 28.78 |
| Lowest Target | 16.70 |

## References

- [Company Overview](https://longbridge.com/en/quote/06060.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/06060.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/06060.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.