---
title: "JIUTAI RCB (06122.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/06122.HK.md"
symbol: "06122.HK"
name: "JIUTAI RCB"
industry: "多元化银行"
---

# JIUTAI RCB (06122.HK)

| Item | Detail |
|------|--------|
| Industry | 多元化银行 |

## Company Profile

吸收人民币公众存款;发放人民币短期、中期和长期贷款;办理国内结算;办理票据承兑与贴现;代理发行、代理兑付、承销政府债券;买卖政府债券、金融债券，参与货币市场;从事同业拆借;代理收付款项及代理保险业务;提供保险箱服务;代理买卖基金、信托产品及其他理财产品;基金销售;从事银行卡业务;外汇借款、外汇票据的承兑和贴现、外汇担保、自营及代客外汇买卖、外汇存款、外汇贷款、外汇汇款、外币兑换、国际结算、同业外汇拆借和资信调查、咨询、见证，外汇借款、外汇票据的承兑和贴现、外汇担保、即期结售汇、自营及代客外汇买卖;经中国银行保险监督管理委员会批准的其他业务;信息服务业务 (不含固定网信息服务业务项目)。(依法须...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-21T04:30:11.000Z

**Overall: D (0.69)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -29.36% |  |
| Net Profit YoY | -158.08% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 2.80B |  |


**Multi Score**: D

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -1.76% | D |
| Profit Margin | -11.43% | D |
| Gross Margin | 0.00% | E |

#### Growth Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -29.36% | E |
| Net Profit YoY | -158.08% | E |
| Total Assets YoY | 1.06% | C |
| Net Assets YoY | 0.34% | C |

#### Cash Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -875.16% | E |
| OCF YoY | -29.36% | E |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - JIUTAI RCB",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-1.76%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-11.43%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "E",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-29.36%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-158.08%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "1.06%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "0.34%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "E",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-875.16%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-29.36%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 中信银行 (HK.998) | C | B | E | A | B | B |
| 02 | 汇丰控股 (HK.5) | C | D | E | A | C | C |
| 03 | 工商银行 (HK.1398) | B | C | E | A | C | C |
| 04 | 建设银行 (HK.939) | B | C | E | A | D | C |
| 05 | 农业银行 (HK.1288) | B | C | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -5.49 | 22/19 | - | - | - |
| PB | 0.12 | 1/19 | 0.12 | 0.12 | 0.12 |
| PS (TTM) | 0.38 | 1/19 | 0.38 | 0.38 | 0.38 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/06122.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/06122.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/06122.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.