---
title: "豐銀禾控股有限公司 (08030.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/08030.HK.md"
symbol: "08030.HK"
name: "豐銀禾控股有限公司"
industry: "消費金融"
---

# 豐銀禾控股有限公司 (08030.HK)

| Item | Detail |
|------|--------|
| Industry | 消費金融 |
| Location | 港股市場 |
| Website | [www.fengyinhe.com](https://www.fengyinhe.com) |

## Company Profile

本集團主要於中國從事投資於物業發展項目、營運金融服務平臺、提供委託貸款,典當貸款及其他貸款服務、財務顧問服務、融資租賃及保理服務。

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-16T04:30:10.000Z

**Overall: B (0.38)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 30 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -5.93% |  |
| Net Profit YoY | 83.89% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 10.63 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2.35B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 138.87M |  |


**Multi Score**: B

#### Profit Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 38.82% | A |
| Profit Margin | 43.72% | A |
| Gross Margin | 71.49% | A |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -5.93% | D |
| Net Profit YoY | 83.89% | A |
| Total Assets YoY | 66.77% | A |
| Net Assets YoY | 137.02% | A |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 228.73% | C |
| OCF YoY | -5.93% | D |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.54 | C |

#### Debt Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 31.04% | B |


```chart-data:radar
{
  "title": "Longbridge Financial Score - 豐銀禾控股有限公司",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "A",
      "indicators": [
        {
          "name": "ROE",
          "value": "38.82%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "43.72%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "71.49%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-5.93%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "83.89%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "66.77%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "137.02%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "228.73%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-5.93%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.54",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "B",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "31.04%",
          "rating": "B"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 聯合集團 (HK.373) | C | A | E | B | A | B |
| 02 | 新鴻基公司 (HK.86) | B | A | E | B | B | B |
| 03 | 威華達控股 (HK.622) | C | A | E | A | B | B |
| 04 | 豐銀禾控股 (HK.8030) | A | C | C | B | D | B |
| 05 | 易鑫集團 (HK.2858) | B | B | D | D | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 39.14 | 17/30 | 61.10 | 23.36 | 17.17 |
| PB | 10.86 | 28/30 | 16.95 | 7.11 | 5.52 |
| PS (TTM) | 20.28 | 27/30 | 31.66 | 9.77 | 6.89 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/08030.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/08030.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/08030.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.