---
title: "Weihai Bank Co., Ltd. (09677.HK)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/09677.HK.md"
symbol: "09677.HK"
name: "Weihai Bank Co., Ltd."
industry: "Regional Banks"
---

# Weihai Bank Co., Ltd. (09677.HK)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | HK Market |
| Website | [www.whccb.com](https://www.whccb.com) |

## Company Profile

Weihai Bank Co., Ltd., together with its subsidiaries, provides corporate banking, retail banking, and financial market services in China. It offers deposit taking, personal loans, personal wealth management, and remittance services, as well as debit and credit cards. The company also provides corpo...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-16T04:30:10.000Z

**Overall: C (0.45)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 10 / 17 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.50% |  |
| Net Profit YoY | 4.97% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.53 |  |
| Dividend Ratio | 4.61% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 14.17B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 5.30B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.30% | C |
| Profit Margin | 41.82% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.50% | B |
| Net Profit YoY | 4.97% | C |
| Total Assets YoY | 16.55% | A |
| Net Assets YoY | 12.90% | B |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 267.18% | C |
| OCF YoY | 9.50% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Weihai Bank Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.30%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "41.82%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "9.50%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "4.97%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "16.55%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.90%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "267.18%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "9.50%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | BQD (HK.3866) | B | B | E | A | B | B |
| 02 | LUZHOU BANK (HK.1983) | B | A | E | A | B | B |
| 03 | PUBLIC FIN HOLD (HK.626) | D | A | E | A | A | B |
| 04 | CQRC BANK (HK.3618) | C | C | E | A | C | C |
| 05 | HUISHANG BANK (HK.3698) | B | B | E | A | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.53 | 15/19 | 8.29 | 8.15 | 7.68 |
| PB | 0.54 | 17/19 | 0.67 | 0.64 | 0.55 |
| PS (TTM) | 1.36 | 14/19 | 1.78 | 1.74 | 1.60 |
| Dividend Yield | 4.46% | 11/19 | 3.80% | 3.73% | 3.69% |

## References

- [Company Overview](https://longbridge.com/en/quote/09677.HK/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/09677.HK/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/09677.HK/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.