---
title: "Anhui Xinli Finance Co.,Ltd. (600318.SH)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/600318.SH.md"
symbol: "600318.SH"
name: "Anhui Xinli Finance Co.,Ltd."
industry: "Consumer Finance"
---

# Anhui Xinli Finance Co.,Ltd. (600318.SH)

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Location | CN Market |
| Website | [www.xinlijinrong.cn](https://www.xinlijinrong.cn) |

## Company Profile

Anhui Xinli Finance Co., Ltd. provides various financial products and services primarily in China. It offers financial leasing, micro-loans, financing guarantees, P2P lending, fintech, and pawnbroking services, as well as software and information technology and supply chain services. The company was...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:10.000Z

**Overall: C (0.54)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 2 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 2.20% |  |
| Net Profit YoY | 57.20% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 4.08 |  |
| Dividend Ratio | 0.23% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 4.46B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 275.07M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 3.46% | C |
| Profit Margin | 13.62% | B |
| Gross Margin | 76.14% | A |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 2.20% | C |
| Net Profit YoY | 57.20% | B |
| Total Assets YoY | 7.45% | B |
| Net Assets YoY | 1.10% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 734.30% | B |
| OCF YoY | 2.20% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.06 | E |

#### Debt Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 52.47% | C |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Anhui Xinli Finance Co.,Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "3.46%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "13.62%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "76.14%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "2.20%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "57.20%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.45%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.10%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "734.30%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "2.20%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.06",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "C",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "52.47%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | XINLI FINANCE (SH.600318) | B | C | E | C | C | C |
| 02 | SUNNY LOAN TOP (SH.600830) | B | B | E | C | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 118.95 | 2/2 | 151.19 | 133.83 | 123.05 |
| PB | 4.08 | 2/2 | 4.73 | 4.40 | 4.14 |
| PS (TTM) | 13.55 | 2/2 | 15.80 | 14.76 | 13.84 |
| Dividend Yield | 0.23% | 1/2 | 0.23% | 0.21% | 0.20% |

## References

- [Company Overview](https://longbridge.com/en/quote/600318.SH/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/600318.SH/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/600318.SH/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.