---
title: "AIFU Inc. (AIFU.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/AIFU.US.md"
symbol: "AIFU.US"
name: "AIFU Inc."
industry: "Insurance Brokers"
---

# AIFU Inc. (AIFU.US)

| Item | Detail |
|------|--------|
| Industry | Insurance Brokers |
| Location | US Market |
| Website | [www.aifugroup.com](https://www.aifugroup.com) |

## Company Profile

AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-03-01T04:30:13.000Z

**Overall: D (0.68)**

**Industry**: Insurance Brokers

| Metric | Value |
|--------|-------|
| Industry Ranking | 31 / 35 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -48.70% |  |
| Net Profit YoY | -111.74% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 0.82 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 238.38M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 167.75M |  |


**Multi Score**: D

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -0.80% | D |
| Profit Margin | -1.44% | D |
| Gross Margin | 52.07% | B |

#### Growth Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -48.70% | E |
| Net Profit YoY | -111.74% | E |
| Total Assets YoY | -13.85% | E |
| Net Assets YoY | -8.46% | D |

#### Cash Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -6962.13% | E |
| OCF YoY | -48.70% | E |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.34 | D |

#### Debt Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 35.65% | B |


```chart-data:radar
{
  "title": "Longbridge Financial Score - AIFU Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "-0.80%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-1.44%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "52.07%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "E",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-48.70%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-111.74%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "-13.85%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-8.46%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "E",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-6962.13%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-48.70%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.34",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "B",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "35.65%",
          "rating": "B"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Yuanbao (US.YB) | A | A | A | B | B | A |
| 02 | QDM International Inc. (US.QDMI) | A | A | A | B | B | A |
| 03 | Health In Tech (US.HIT) | B | A | A | B | A | A |
| 04 | QDM INTL INC (US.QDMID) | A | A | A | A | B | A |
| 05 | Hagerty (US.HGTY) | B | A | B | D | A | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -98.94 | 30/32 | 1.27 | 0.59 | 0.31 |
| PB | 0.82 | 7/32 | 0.28 | 0.16 | 0.05 |
| PS (TTM) | 1.42 | 12/32 | 0.45 | 0.27 | 0.07 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1.93 |
| Highest Target | 6.00 |
| Lowest Target | 6.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/AIFU.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/AIFU.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/AIFU.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.