---
title: "American International Group, Inc. (AIG.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/AIG.US.md"
symbol: "AIG.US"
name: "American International Group, Inc."
industry: "财产和意外保险"
---

# American International Group, Inc. (AIG.US)

| Item | Detail |
|------|--------|
| Industry | 财产和意外保险 |
| Location | 美股市场 |
| Website | [www.aig.com](https://www.aig.com) |

## Company Profile

美国国际集团（American International Group, Inc.）为北美及国际的商业、机构和个人客户提供保险产品。它通过三个部门运营：北美商业、国际商业和全球个人。该公司提供商业和工业财产保险，包括业务中断和涵盖人为及自然灾害风险的综合保险；一般责任、环境责任、商业汽车责任、工人赔偿、超额意外和危机管理保险产品；为大型企业和跨国客户提供风险共享及其他定制结构化方案；专业责任保险；以及海洋、能源相关财产保险产品、航空、政治风险、贸易信用和贸易融资产品

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: C (0.59)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 17 / 67 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -1.54% |  |
| Net Profit YoY | 317.11% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.04 |  |
| Dividend Ratio | 2.20% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 42.68B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 26.61B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.40% | B |
| Profit Margin | 11.63% | B |
| Gross Margin | 34.11% | C |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -1.54% | D |
| Net Profit YoY | 317.11% | A |
| Total Assets YoY | -0.04% | D |
| Net Assets YoY | -3.26% | D |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 859.53% | B |
| OCF YoY | -1.54% | D |

#### Operating Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.16 | D |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 74.47% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - American International Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.40%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "11.63%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "34.11%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-1.54%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "317.11%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-0.04%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "-3.26%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "859.53%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "-1.54%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "D",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.16",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "74.47%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 美国前进保险 (US.PGR) | B | B | B | E | B | B |
| 02 | WR Berkley (US.WRB) | A | C | E | A | B | B |
| 03 | Erie Indemnity (US.ERIE) | B | B | A | B | B | B |
| 04 | First American Financial (US.FAF) | B | A | C | D | B | B |
| 05 | 白山保险集团 (US.WTM) | A | A | D | C | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.78 | 38/69 | 14.08 | 13.57 | 12.61 |
| PB | 1.04 | 13/69 | 1.16 | 1.10 | 1.03 |
| PS (TTM) | 1.60 | 41/69 | 1.79 | 1.68 | 1.56 |
| Dividend Yield | 2.20% | 19/69 | 2.21% | 2.04% | 1.94% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-18T05:00:00.000Z

Total Analysts: **23**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 5 | 22% |
| Overweight | 2 | 9% |
| Hold | 15 | 65% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 80.44 |
| Highest Target | 101.00 |
| Lowest Target | 77.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/AIG.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/AIG.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/AIG.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
