---
title: "Assurant, Inc. (AIZ.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/AIZ.US.md"
symbol: "AIZ.US"
name: "Assurant, Inc."
industry: "财产和意外保险"
---

# Assurant, Inc. (AIZ.US)

| Item | Detail |
|------|--------|
| Industry | 财产和意外保险 |
| Location | 美股市场 |
| Website | [www.assurant.com](https://www.assurant.com) |

## Company Profile

Assurant, Inc. 在北美、拉丁美洲、欧洲和亚太地区提供连接设备、家庭和汽车的保护服务。它分为两个业务部门：全球生活方式和全球住房。全球生活方式部门提供移动设备解决方案、延长服务合同及相关服务，涵盖消费电子产品和家电，以及金融服务和其他保险产品；同时还提供车辆保护、商业设备及其他相关服务

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: C (0.48)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 27 / 67 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.89% |  |
| Net Profit YoY | 13.79% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.90 |  |
| Dividend Ratio | 1.51% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 11.16B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 12.81B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 15.76% | A |
| Profit Margin | 6.81% | B |
| Gross Margin | 36.66% | C |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.89% | B |
| Net Profit YoY | 13.79% | C |
| Total Assets YoY | 3.62% | C |
| Net Assets YoY | 14.98% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 1481.42% | B |
| OCF YoY | 7.89% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.36 | C |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 83.82% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Assurant, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "15.76%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "6.81%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "36.66%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "7.89%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "13.79%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.62%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "14.98%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "1481.42%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "7.89%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.36",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "83.82%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 美国前进保险 (US.PGR) | B | B | B | E | B | B |
| 02 | WR Berkley (US.WRB) | A | C | E | A | B | B |
| 03 | Erie Indemnity (US.ERIE) | B | B | A | B | B | B |
| 04 | First American Financial (US.FAF) | B | A | C | D | B | B |
| 05 | 白山保险集团 (US.WTM) | A | A | D | C | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.91 | 32/69 | 14.99 | 14.21 | 13.45 |
| PB | 1.90 | 39/69 | 2.05 | 1.96 | 1.90 |
| PS (TTM) | 0.87 | 13/69 | 0.91 | 0.87 | 0.83 |
| Dividend Yield | 1.51% | 30/69 | 1.58% | 1.49% | 1.42% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-20T05:00:00.000Z

Total Analysts: **7**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 4 | 57% |
| Overweight | 2 | 29% |
| Hold | 1 | 14% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 224.31 |
| Highest Target | 270.00 |
| Lowest Target | 248.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/AIZ.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/AIZ.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/AIZ.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.