---
title: "AppTech Payments Corp. (APCX.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/APCX.US.md"
symbol: "APCX.US"
name: "AppTech Payments Corp."
industry: "交易及支付服務"
---

# AppTech Payments Corp. (APCX.US)

| Item | Detail |
|------|--------|
| Industry | 交易及支付服務 |
| Location | 美股市場 |
| Website | [www.apptechcorp.com](https://www.apptechcorp.com) |

## Company Profile

AppTech Payments Corp.是一家金融科技公司，在美國提供支付處理和數字銀行技術。它提供商戶交易服務，通過銷售點設備、電子商務網關、定期自動清算所支付以及禮品和忠誠度計劃處理信用卡和借記卡的支付。該公司還提供無縫數字和移動支付接受的集成解決方案，以及多用途、多渠道、基于 API 和賬戶的發卡處理服務，適用于卡片、數字代幣和支付轉賬交易服務。此外，它還提供托管的電子商務結賬、靈活的支付網關、短信支付技術、替代支付方式（APMs）以及移動和非接觸式支付

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-26T04:30:12.000Z

**Overall: D (0.60)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 44 / 47 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 115.62% |  |
| Net Profit YoY | 36.93% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 10.18 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 14.41M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 787000.00 |  |


**Multi Score**: D

#### Profit Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -510.20% | E |
| Profit Margin | -912.45% | E |
| Gross Margin | 55.95% | B |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 115.62% | A |
| Net Profit YoY | 36.93% | B |
| Total Assets YoY | -5.56% | D |
| Net Assets YoY | 1.22% | C |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -10.96% | D |
| OCF YoY | 115.62% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.12 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 77.33% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - AppTech Payments Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "E",
      "indicators": [
        {
          "name": "ROE",
          "value": "-510.20%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-912.45%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "55.95%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "115.62%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "36.93%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-5.56%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.22%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-10.96%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "115.62%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.12",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "77.33%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Toast (US.TOST) | B | A | A | B | A | A |
| 02 | Paymentus (US.PAY) | B | A | A | A | A | A |
| 03 | 萬事達 (US.MA) | A | B | B | E | C | B |
| 04 | Block (US.XYZ) | B | C | B | C | C | B |
| 05 | 傑克亨利 (US.JKHY) | A | B | B | B | C | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -1.81 | 36/49 | - | - | - |
| PB | 9.20 | 36/49 | 9.76 | 2.72 | 2.20 |
| PS (TTM) | 16.56 | 44/49 | 28.82 | 20.82 | 12.96 |
| Dividend Yield | 0.00% | - | - | - | - |

## References

- [Company Overview](https://longbridge.com/en/quote/APCX.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/APCX.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/APCX.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.