---
title: "Aviva plc (AVVIY.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/AVVIY.US.md"
symbol: "AVVIY.US"
name: "Aviva plc"
industry: "Multi-line Insurance"
---

# Aviva plc (AVVIY.US)

| Item | Detail |
|------|--------|
| Industry | Multi-line Insurance |
| Location | US Market |
| Website | [www.aviva.com](https://www.aviva.com) |

## Company Profile

Aviva plc provides various insurance, retirement, investment, and savings products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lif...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-17T04:30:11.000Z

**Overall: C (0.58)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 6 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.10% |  |
| Net Profit YoY | -51.16% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 2.29 |  |
| Dividend Ratio | 5.81% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 26.45B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 31.91B |  |


**Multi Score**: C

#### Profit Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.85% | C |
| Profit Margin | 3.04% | C |
| Gross Margin | 19.63% | D |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.10% | B |
| Net Profit YoY | -51.16% | D |
| Total Assets YoY | 12.68% | B |
| Net Assets YoY | -2.80% | D |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 4084.34% | A |
| OCF YoY | 12.10% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.07 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 97.66% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Aviva plc",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.85%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "3.04%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "19.63%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.10%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-51.16%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "12.68%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-2.80%",
          "rating": "D"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "4084.34%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "12.10%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.07",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "97.66%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Allianz (US.ALIZY) | B | B | E | E | B | C |
| 02 | Zurich Insurance Group (US.ZURVY) | B | C | D | E | B | C |
| 03 | AXA (US.AXAHY) | B | B | D | E | B | C |
| 04 | Aviva (US.AVVIY) | C | C | E | E | B | C |
| 05 | Horage Mann Educators (US.HMN) | B | B | E | E | B | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 33.85 | 6/6 | 35.77 | 33.40 | 24.63 |
| PB | 2.29 | 4/6 | 2.45 | 2.33 | 1.96 |
| PS (TTM) | 0.83 | 2/6 | 0.89 | 0.84 | 0.69 |
| Dividend Yield | 5.81% | 1/6 | 5.97% | 5.56% | 5.34% |

## Institutional View

### Analyst Rating Distribution

> As of 2024-10-24T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 0 | 0% |
| Overweight | 1 | 100% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 17.52 |

## References

- [Company Overview](https://longbridge.com/en/quote/AVVIY.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/AVVIY.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/AVVIY.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.