---
title: "Bank of America Corporation (BAC.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/BAC.US.md"
symbol: "BAC.US"
name: "Bank of America Corporation"
industry: "多元化銀行"
---

# Bank of America Corporation (BAC.US)

| Item | Detail |
|------|--------|
| Industry | 多元化銀行 |
| Location | 美股市場 |
| Website | [www.bankofamerica.com](https://www.bankofamerica.com) |

## Company Profile

美國銀行公司通過其子公司為全球的個人消費者、中小型企業、機構投資者、大型企業和政府提供各種金融產品和服務。該公司分為四個業務部門：個人銀行、全球財富與投資管理（GWIM）、全球銀行業務和全球市場。個人銀行部門提供傳統和貨幣市場儲蓄賬戶、存款證和個人退休賬戶（IRA）、支票賬戶以及投資賬戶和產品；信用卡和借記卡；住宅抵押貸款和房屋淨值貸款；以及直接和間接貸款，如汽車貸款、休閒車貸款和個人消費貸款。GWIM 部門提供投資管理、經紀、銀行、信托和退休產品及服務；財富管理解決方案；以及包括專業資產管理服務在內的定制解決方案

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:14.000Z

**Overall: C (0.43)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 17 / 65 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.82% |  |
| Net Profit YoY | 13.93% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.37 |  |
| Dividend Ratio | 2.05% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 380.60B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 107.42B |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.57% | B |
| Profit Margin | 28.40% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.82% | B |
| Net Profit YoY | 13.93% | C |
| Total Assets YoY | 4.56% | C |
| Net Assets YoY | 2.60% | C |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 369.72% | C |
| OCF YoY | 11.82% | B |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Bank of America Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.57%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "28.40%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.82%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "13.93%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.56%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.60%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "369.72%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "11.82%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | 加拿大皇家銀行 (US.RY) | B | B | E | A | C | B |
| 02 | Toronto Dominion Bank (US.TD) | B | B | E | A | B | B |
| 03 | NU Holdings (US.NU) | B | A | E | A | B | B |
| 04 | 蘇格蘭皇家銀行 (US.NWG) | B | B | E | A | B | B |
| 05 | 比利時聯合銀行(ADR) (US.KBCSY) | B | B | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.17 | 34/66 | 14.00 | 13.36 | 12.64 |
| PB | 1.38 | 21/66 | 1.40 | 1.33 | 1.20 |
| PS (TTM) | 3.56 | 29/66 | 3.83 | 3.62 | 3.39 |
| Dividend Yield | 2.04% | 46/66 | 2.35% | 2.13% | 2.00% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-20T05:00:00.000Z

Total Analysts: **26**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 15 | 58% |
| Overweight | 6 | 23% |
| Hold | 5 | 19% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 53.06 |
| Highest Target | 71.00 |
| Lowest Target | 55.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/BAC.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/BAC.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/BAC.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.