---
title: "Credicorp Ltd. (BAP.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/BAP.US.md"
symbol: "BAP.US"
name: "Credicorp Ltd."
industry: "Diversified Banks"
---

# Credicorp Ltd. (BAP.US)

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Location | US Market |
| Website | [grupocredicorp.com](https://grupocredicorp.com) |

## Company Profile

Credicorp Ltd. provides various financial, insurance, and health services and products in Peru and internationally. It operates through Universal Banking; Insurance and Pensions; Microfinance; and Investment Management and Advisory segments. The Universal Banking segment grants various credits and f...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-20T04:30:12.000Z

**Overall: B (0.36)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 9 / 65 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 23.33% |  |
| Net Profit YoY | 34.96% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 2.43 |  |
| Dividend Ratio | 3.15% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 27.75B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 5.97B |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 19.05% | A |
| Profit Margin | 33.08% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 23.33% | A |
| Net Profit YoY | 34.96% | B |
| Total Assets YoY | 17.05% | A |
| Net Assets YoY | 25.32% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 302.30% | C |
| OCF YoY | 23.33% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Credicorp Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "19.05%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "33.08%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "23.33%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "34.96%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "17.05%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "25.32%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "302.30%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "23.33%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | ROYAL BANK OF CANADA (US.RY) | B | B | E | A | C | B |
| 02 | Toronto Dominion Bank (US.TD) | B | B | E | A | B | B |
| 03 | NU Holdings (US.NU) | B | A | E | A | B | B |
| 04 | Natwest (US.NWG) | B | B | E | A | B | B |
| 05 | KBC Group (US.KBCSY) | B | B | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 14.05 | 40/66 | 12.66 | 11.80 | 10.70 |
| PB | 2.43 | 55/66 | 2.17 | 1.96 | 1.69 |
| PS (TTM) | 4.65 | 46/66 | 3.95 | 3.73 | 3.24 |
| Dividend Yield | 3.15% | 31/66 | 6.40% | 4.39% | 3.98% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-19T05:00:00.000Z

Total Analysts: **14**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 7 | 50% |
| Overweight | 3 | 21% |
| Hold | 4 | 29% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 350.25 |
| Highest Target | 412.00 |
| Lowest Target | 260.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/BAP.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/BAP.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/BAP.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.