---
title: "California BanCorp (BCAL.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/BCAL.US.md"
symbol: "BCAL.US"
name: "California BanCorp"
industry: "区域性银行"
---

# California BanCorp (BCAL.US)

| Item | Detail |
|------|--------|
| Industry | 区域性银行 |
| Location | 美股市场 |
| Website | [www.californiabankofcommerce.com](https://www.californiabankofcommerce.com) |

## Company Profile

加利福尼亚银行控股公司作为加利福尼亚商业银行（N.A.）的银行控股公司，为美国的个人、专业人士以及中小型企业提供各种金融产品。该公司提供支票账户、储蓄账户和货币市场账户；以及定期存款。它还提供商业贷款；信用额度；建筑和土地开发贷款；商业房地产贷款；商业和工业贷款；小企业管理贷款；消费贷款；房屋净值信用额度；以及信用证

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-26T04:30:15.000Z

**Overall: B (0.35)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 39 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 78.45% |  |
| Net Profit YoY | 1060.65% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.06 |  |
| Dividend Ratio | 0.53% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 612.06M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 188.60M |  |


**Multi Score**: B

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.59% | B |
| Profit Margin | 33.43% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 78.45% | A |
| Net Profit YoY | 1060.65% | A |
| Total Assets YoY | 0.04% | C |
| Net Assets YoY | 12.65% | B |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 299.09% | C |
| OCF YoY | 78.45% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - California BanCorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.59%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "33.43%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "78.45%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "1060.65%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.04%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.65%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "299.09%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "78.45%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | Old National银行 (US.ONB) | C | A | E | A | B | B |
| 05 | UMB金融 (US.UMBF) | B | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.68 | 34/312 | 30.51 | 17.61 | 9.70 |
| PB | 1.06 | 103/312 | 1.06 | 1.00 | 0.91 |
| PS (TTM) | 3.23 | 107/312 | 3.87 | 3.47 | 3.25 |
| Dividend Yield | 0.53% | 251/312 | 0.54% | 0.53% | 0.53% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-01-30T05:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 2 | 67% |
| Overweight | 1 | 33% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 18.82 |
| Highest Target | 22.00 |
| Lowest Target | 21.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/BCAL.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/BCAL.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/BCAL.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.