---
title: "Better Home & Finance Holding Company (BETR.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/BETR.US.md"
symbol: "BETR.US"
name: "Better Home & Finance Holding Company"
industry: "商业及住宅抵押融资"
---

# Better Home & Finance Holding Company (BETR.US)

| Item | Detail |
|------|--------|
| Industry | 商业及住宅抵押融资 |
| Location | 美股市场 |
| Website | [better.com](https://better.com) |

## Company Profile

Better Home & Finance Holding Company 在美国作为一家住房公司运营。该公司提供政府赞助企业（GSE）合规贷款、美国联邦住房管理局保险贷款、美国退伍军人事务部担保贷款以及大额贷款，服务对象包括 GSE、银行、保险公司、资产管理公司和抵押房地产投资信托

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-22T04:30:14.000Z

**Overall: D (0.61)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 28 / 32 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 43.79% |  |
| Net Profit YoY | 6.46% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 10.77 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 451.59M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 145.54M |  |


**Multi Score**: D

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -875.53% | E |
| Profit Margin | -127.23% | E |
| Gross Margin | 100.00% | A |

#### Growth Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 43.79% | A |
| Net Profit YoY | 6.46% | C |
| Total Assets YoY | 63.77% | A |
| Net Assets YoY | 10702.06% | A |

#### Cash Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -78.60% | D |
| OCF YoY | 43.79% | A |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.13 | E |

#### Debt Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 96.97% | E |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Better Home & Finance Holding Company",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-875.53%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-127.23%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "A",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "43.79%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "6.46%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "63.77%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "10702.06%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "B",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-78.60%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "43.79%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.13",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "E",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "96.97%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | FG (US.FGO) | A | A | B | B | B | B |
| 02 | Rocket (US.RKT) | C | B | D | D | C | C |
| 03 | UWM-A (US.UWMC) | B | C | D | E | B | C |
| 04 | Enact (US.ACT) | A | C | D | B | C | C |
| 05 | MGIC投资 (US.MTG) | A | C | D | B | C | C |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -2.44 | 21/28 | - | - | - |
| PB | 10.77 | 22/28 | 17.04 | 12.65 | 10.06 |
| PS (TTM) | 3.10 | 12/28 | 4.91 | 2.30 | 1.72 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-03T05:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 25% |
| Overweight | 0 | 0% |
| Hold | 2 | 50% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 14.56 |

## References

- [Company Overview](https://longbridge.com/en/quote/BETR.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/BETR.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/BETR.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.