---
title: "The Baldwin Insurance Group, Inc. (BWIN.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/BWIN.US.md"
symbol: "BWIN.US"
name: "The Baldwin Insurance Group, Inc."
industry: "Insurance Brokers"
---

# The Baldwin Insurance Group, Inc. (BWIN.US)

| Item | Detail |
|------|--------|
| Industry | Insurance Brokers |
| Location | US Market |
| Website | [www.baldwin.com](https://www.baldwin.com) |

## Company Profile

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insuran...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-26T04:30:14.000Z

**Overall: C (0.59)**

**Industry**: Insurance Brokers

| Metric | Value |
|--------|-------|
| Industry Ranking | 22 / 34 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.69% |  |
| Net Profit YoY | 27.61% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 3.24 |  |
| Dividend Ratio | 0.00% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2.01B |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 1.49B |  |


**Multi Score**: C

#### Profit Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -4.63% | D |
| Profit Margin | -1.89% | D |
| Gross Margin | 25.52% | C |

#### Growth Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.69% | B |
| Net Profit YoY | 27.61% | B |
| Total Assets YoY | 7.20% | B |
| Net Assets YoY | 8.83% | B |

#### Cash Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | -5290.95% | E |
| OCF YoY | 10.69% | B |

#### Operating Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.41 | C |

#### Debt Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 70.26% | D |


```chart-data:radar
{
  "title": "Longbridge Financial Score - The Baldwin Insurance Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-4.63%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-1.89%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "25.52%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "B",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.69%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "27.61%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.20%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "8.83%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "D",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "-5290.95%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "10.69%",
          "rating": "B"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "C",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.41",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "D",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "70.26%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Yuanbao (US.YB) | A | A | A | B | B | A |
| 02 | QDM International Inc. (US.QDMI) | A | A | A | B | B | A |
| 03 | Health In Tech (US.HIT) | B | A | A | B | A | A |
| 04 | QDM INTL INC (US.QDMID) | A | A | A | A | B | A |
| 05 | Hagerty (US.HGTY) | B | B | B | D | A | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -71.49 | 29/32 | - | - | - |
| PB | 3.24 | 17/32 | 7.82 | 5.39 | 3.10 |
| PS (TTM) | 1.35 | 12/32 | 3.38 | 2.32 | 1.32 |
| Dividend Yield | 0.00% | - | - | - | - |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-25T05:00:00.000Z

Total Analysts: **10**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 4 | 40% |
| Overweight | 2 | 20% |
| Hold | 4 | 40% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 18.49 |
| Highest Target | 44.00 |
| Lowest Target | 26.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/BWIN.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/BWIN.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/BWIN.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.