---
title: "Commercial Bancgroup, Inc. (CBK.US)"
type: "quote"
locale: "en"
url: "https://longbridge.com/en/quote/CBK.US.md"
symbol: "CBK.US"
name: "Commercial Bancgroup, Inc."
industry: "Regional Banks"
---

# Commercial Bancgroup, Inc. (CBK.US)

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Location | US Market |
| Website | [www.cbtn.com](https://www.cbtn.com) |

## Company Profile

Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, inter...

## Financial Score

> *Longbridge Financial Score™ — Proprietary multi-factor rating model by [Longbridge](https://longbridge.com). This score is independently calculated by Longbridge and is not affiliated with any third-party rating agency.*
> Updated: 2026-02-17T04:30:12.000Z

**Overall: C (0.45)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 222 / 326 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

### Score Analysis

**Style Score**: 

#### Growth Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.13% |  |
| Net Profit YoY | 17.61% |  |

#### Value Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| P/B Ratio | 1.24 |  |
| Dividend Ratio | 0.62% |  |


**Size Score**: 

#### Market Cap Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 354.64M |  |

#### Revenue Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue | 90.21M |  |


**Multi Score**: C

#### Profit Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 14.62% | A |
| Profit Margin | 40.95% | A |
| Gross Margin | 0.00% | E |

#### Growth Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.13% | C |
| Net Profit YoY | 17.61% | B |
| Total Assets YoY | -0.44% | D |
| Net Assets YoY | 29.44% | A |

#### Cash Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| Cash Flow Margin | 244.19% | C |
| OCF YoY | 4.13% | C |

#### Operating Score: E

| Indicator | Value | Rating |
|-----------|-------|--------|
| Turnover | 0.00 | E |

#### Debt Score: A

| Indicator | Value | Rating |
|-----------|-------|--------|
| Gearing Ratio | 0.00% | A |


```chart-data:radar
{
  "title": "Longbridge Financial Score - Commercial Bancgroup, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Profit",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "14.62%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "40.95%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Growth",
      "grade": "C",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "4.13%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "17.61%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-0.44%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "29.44%",
          "rating": "A"
        }
      ]
    },
    {
      "name": "Cash",
      "grade": "C",
      "indicators": [
        {
          "name": "Cash Flow Margin",
          "value": "244.19%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "4.13%",
          "rating": "C"
        }
      ]
    },
    {
      "name": "Operating",
      "grade": "E",
      "indicators": [
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        }
      ]
    },
    {
      "name": "Security",
      "grade": "A",
      "indicators": [
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

### Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
|------|------|--------|--------|-----------|----------|------|--------|
| 01 | Truist Financial (US.TFC) | C | B | E | A | B | B |
| 02 | Pinnacle Financial (US.PNFP) | B | B | E | A | B | B |
| 03 | SouthState Bank (US.SSB) | B | A | E | A | B | B |
| 04 | UMB Financial (US.UMBF) | B | A | E | A | B | B |
| 05 | Old Natl Bancorp (US.ONB) | C | A | E | A | B | B |

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.60 | 29/313 | 10.27 | 9.60 | 9.20 |
| PB | 1.24 | 187/313 | 1.41 | 1.27 | 1.22 |
| PS (TTM) | 3.93 | 187/313 | 3.84 | 3.60 | 3.35 |
| Dividend Yield | 0.62% | 247/313 | 1.35% | 1.30% | 0.68% |

## Institutional View

### Analyst Rating Distribution

> As of 2026-02-02T05:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------|
| Buy | 1 | 100% |
| Overweight | 0 | 0% |
| Hold | 0 | 0% |
| Underweight | 0 | 0% |
| Sell | 0 | 0% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 25.99 |
| Highest Target | 33.00 |
| Lowest Target | 33.00 |

## References

- [Company Overview](https://longbridge.com/en/quote/CBK.US/overview.md) - Shareholders, executives, business segments
- [Financials](https://longbridge.com/en/quote/CBK.US/norm.md) - Income statement, balance sheet, cash flow, distribution plan
- [Topics & Discussions](https://longbridge.com/en/quote/CBK.US/topics.md) - Community topics and discussions

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.